St. Lawrence County and Louisville Town property record for 69 Willard Rd, Massena, NY 13662
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1957 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,500 (Nov 2022) |
| Tax Bill | $2,781 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2022 Sale & Mortgage + 1 more |
| APN | 405289 15.040-4-2 |
| Primary APN | 405289 15.040-4-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,000 sqft (0.528 acres) |
| Lot Dimensions | 230 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 190 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 405289 15.040-4-2 |
|---|---|
| Street Address | 69 WILLARD RD |
| City | MASSENA |
| State | NY |
| Zip | 13662-3472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | LOUISVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 490400 |
69 Willard Rd is owned and occupied by an individual who bought it in November 2022.
Source: St. Lawrence County and Louisville Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 69 WILLARD RD, MASSENA, NY 13662-3472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit MASSENA SLA |
| Nov 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage MASSENA SLA |
| Jan 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage LIVE WELL FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on File |
| Deed Sale | Nov 2, 2022 · Amount on File |
| Deed Document Number | 202215652 |
| Prior Transfer Date | Oct 13, 2022 |
| Prior Transfer Doc | 0000015652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 69 WILLARD RD, MASSENA, NY 13662-3472 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 69 WILLARD RD, MASSENA, NY 13662-3472 |
| Document Number | 0000007887 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | R-2023-00007887 |
| Name | MASSENA SLA |
|---|---|
| Type | Bank |
| Address | MASSENA, NY 13662 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Nov 2, 2022 |
| Property Address | 69 WILLARD RD, MASSENA, NY 13662-3472 |
| Document Number | 0000015652 |
| Instrument Date | Oct 13, 2022 |
| Instrument | R-2022-00015652 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 69 WILLARD RD, 69, MASSENA, NY 13662-3472 |
| Name | Verified Name |
|---|---|
| Address | 69 WILLARD RD, MASSENA, NY 13662-3472 |
| Document Number | 0000015653 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | R-2022-00015653 |
| Name | MASSENA SLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 69 WILLARD RD, MASSENA, NY 13662-3472 |
| Document Number | 0000001369 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2018 |
| Title Company | FIRST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 69 WILLARD RD MASSENA NY 136623472, MASSENA, NY 13662-3472 |
| Document Number | 0000001369 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 1369 |
| Name | LIVE WELL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | RICHMOND, VA 23225 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 4, 2048 |
The 2026 property tax bill for 69 Willard Rd was $2,781, up 23.3% from the year before.
Source: St. Lawrence County and Louisville Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Louisville Town |
| Unified School District | Massena Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,781.00 (+23.33%) | ||
| 2025 | $2,255.00 | $120,000 Land $21,900 Building $98,100 | $120,000 Land $21,900 Building $98,100 |
| 2023 | $55,700 Land $9,400 Building $46,300 | $85,692 Land $14,461 Building $71,231 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 69 Willard Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 69 Willard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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