84 Spring Valley Rd, Hardwick (Blairstown), NJ 07825 Property Records

Warren County and Hardwick Township property record for 84 Spring Valley Rd, Hardwick, NJ 07825

Property Summary

Property TypeSingle Family Home
Details1,348 sqft · built 1975
Lot Size2.21 acres (96,268 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Nov 2025)
Tax Bill$6,682 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Nov 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN09-01103-0000-00003-04

Property Details

APN / Parcel Number

Primary APN09-01103-0000-00003-04
Alternative APNs
  • 09011030000000030004
  • 00007750
  • 8401

Interior

Stories1 Story
Building Area1,348 sqft Living Area
1st Floor Area1,348 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area96,268 sqft (2.21 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number8401
Street Address84 SPRING VALLEY RD
CityHARDWICK
StateNJ
Zip07825-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD
Legal SubdivisionHARDWICK
Legal Block1103
Legal Lot Number3.4
JurisdictionWARREN NJ
Township / Civil DivisionHARDWICK
Census Block Group1
Census Block1039
Census Tract31102

Owner

Source: Warren County and Hardwick Township records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Nov 6, 2024Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Nov 26, 2025Deed, Transfer · Conventional Mortgage
PENTAGON FCU
Jun 21, 2019Loan Modification, Mortgage
WELLS FARGO BK
Sep 9, 2016Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Sep 9, 2016Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleNov 10, 2010 · Amount on Record
Deed Document Number2025629570
Deed Book / Page3540 / 262
Prior Transfer DateJul 23, 1999
Prior Transfer Doc0000109655
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN NJ
Property Address84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007497/184
DateAug 3, 2023
Book Page7497/184
Instrument2023-595155
Lender
NameNEW JERSEY HOUSING & MORTGAGE FIN AGENCY
TypeGovernment Agency
AddressTRENTON, NJ 08650
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN NJ
Property Address84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541

Mortgage

Document Number007662/312
DateNov 6, 2024
Book Page7662/312
Instrument2024-613398
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueOct 1, 2064

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionWARREN NJ
Recording DateNov 26, 2025
Property Address84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541
Document Number003540/262
Book / Page3540 / 262
Instrument DateNov 5, 2025
Instrument2025-629570
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 REDWOOD CT, MILFORD, PA 18337-5067

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541

Mortgage

Document Number2025629571
DateNov 26, 2025
Instrument2025-629571
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWARREN NJ
Property Address84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541
Document Number0000518146
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 SPRING VALLEY RD HARDWICK NJ 078259541, HARDWICK, NJ 07825-9541

Mortgage

Document Number0000518146
DateOct 18, 2019
Book Page006771/000149
Instrument518146
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount Recorded
Term360 Months
DueOct 17, 2049
Interest
Rate4.75%

September 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWARREN NJ
Property Address84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541
Document Number0000473485
Book / Page006430 / 000197
Instrument DateSep 9, 2016
Transaction TypeMortgage
Record UpdatedJun 6, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 SPRING VALLEY RD HARDWICK NJ 078259541, HARDWICK, NJ 07825-9541

Mortgage

Document Number0000473485
DateApr 5, 2017
Book Page006430/000197
Instrument473485
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 4, 2047
Interest
Rate3.75%

September 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN NJ
Property Address84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541
Document Number0000469884
Book / Page006401 / 000016
Instrument DateSep 9, 2016
Transaction TypeMortgage
Record UpdatedJun 6, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 SPRING VALLEY RD HARDWICK NJ 078259541, HARDWICK, NJ 07825-9541

Mortgage

Document Number0000469884
DateJan 18, 2017
Book Page006401/000016
Instrument469884
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2047

Tax Assessment & Valuation

Source: Warren County and Hardwick Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyWarren County
County SubdivisionHardwick Township
Elementary School DistrictBlairstown Township School District (KG - 06)
Secondary School DistrictNorth Warren Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,800 (+6.93%) Land $65,500 Building $121,300$186,800 (+6.93%) Land $65,500 Building $121,300
2025$6,682.00 (+5%)$174,700 (-) Land $65,500 Building $109,200$174,700 (-) Land $65,500 Building $109,200
2024$6,364.00 (+2.17%)
2023$174,700 Land $65,500 Building $109,200$174,700 Land $65,500 Building $109,200
2022$6,229.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimOct 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber
10,000 / 10,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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