Warren County and Hardwick Township property record for 84 Spring Valley Rd, Hardwick, NJ 07825
| Property Type | Single Family Home |
|---|---|
| Details | 1,348 sqft · built 1975 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Nov 2025) |
| Tax Bill | $6,682 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Nov 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01103-0000-00003-04 |
| Primary APN | 09-01103-0000-00003-04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 96,268 sqft (2.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 8401 |
|---|---|
| Street Address | 84 SPRING VALLEY RD |
| City | HARDWICK |
| State | NJ |
| Zip | 07825-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Subdivision | HARDWICK |
| Legal Block | 1103 |
| Legal Lot Number | 3.4 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 31102 |
Source: Warren County and Hardwick Township records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Nov 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 26, 2025 | Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Jun 21, 2019 | Loan Modification, Mortgage WELLS FARGO BK |
| Sep 9, 2016 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Sep 9, 2016 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2010 · Amount on Record |
| Deed Document Number | 2025629570 |
| Deed Book / Page | 3540 / 262 |
| Prior Transfer Date | Jul 23, 1999 |
| Prior Transfer Doc | 0000109655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 007497/184 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 7497/184 |
| Instrument | 2023-595155 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 007662/312 |
|---|---|
| Date | Nov 6, 2024 |
| Book Page | 7662/312 |
| Instrument | 2024-613398 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 1, 2064 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Nov 26, 2025 |
| Property Address | 84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 003540/262 |
| Book / Page | 3540 / 262 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025-629570 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 REDWOOD CT, MILFORD, PA 18337-5067 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 2025629571 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025-629571 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 0000518146 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 84 SPRING VALLEY RD HARDWICK NJ 078259541, HARDWICK, NJ 07825-9541 |
| Document Number | 0000518146 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 006771/000149 |
| Instrument | 518146 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2049 |
| Rate | 4.75% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 0000473485 |
| Book / Page | 006430 / 000197 |
| Instrument Date | Sep 9, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 84 SPRING VALLEY RD HARDWICK NJ 078259541, HARDWICK, NJ 07825-9541 |
| Document Number | 0000473485 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 006430/000197 |
| Instrument | 473485 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2047 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 84 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 0000469884 |
| Book / Page | 006401 / 000016 |
| Instrument Date | Sep 9, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 84 SPRING VALLEY RD HARDWICK NJ 078259541, HARDWICK, NJ 07825-9541 |
| Document Number | 0000469884 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 006401/000016 |
| Instrument | 469884 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2047 |
Source: Warren County and Hardwick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Hardwick Township |
| Elementary School District | Blairstown Township School District (KG - 06) |
| Secondary School District | North Warren Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,800 (+6.93%) Land $65,500 Building $121,300 | $186,800 (+6.93%) Land $65,500 Building $121,300 | |
| 2025 | $6,682.00 (+5%) | $174,700 (-) Land $65,500 Building $109,200 | $174,700 (-) Land $65,500 Building $109,200 |
| 2024 | $6,364.00 (+2.17%) | ||
| 2023 | $174,700 Land $65,500 Building $109,200 | $174,700 Land $65,500 Building $109,200 | |
| 2022 | $6,229.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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