Warren County and Hardwick Township property record for 78 Spring Valley Rd, Hardwick, NJ 07825
| Property Type | Single Family Home |
|---|---|
| Details | 2,184 sqft · built 1964 |
| Lot Size | 2.96 acres (128,938 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,000 (Sep 2016) |
| Tax Bill | $8,361 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01103-0000-00003-01 |
| Primary APN | 09-01103-0000-00003-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 2,184 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 128,938 sqft |
| Account Number | 8377 |
|---|---|
| Street Address | 78 SPRING VALLEY RD |
| City | HARDWICK |
| State | NJ |
| Zip | 07825-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Block | 1103 |
| Legal Lot Number | 3.1 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 31102 |
78 Spring Valley Rd is owned and occupied by two individuals who bought it in September 2016.
Source: Warren County and Hardwick Township records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2016 · Amount on File |
| Deed Sale | Sep 19, 2016 · Amount on File |
| Prior Sale | Apr 25, 2005 · Amount on File |
| Deed Document Number | 2016463949 |
| Deed Book / Page | 2711 / 145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Oct 5, 2026 |
| Property Address | 78 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 0000642775 |
| Book / Page | 7965 / 266 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 2026642775 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 78 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 0000642775, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 7965/266 |
| Instrument | 2026642775 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 78 Spring Valley Rd was $8,361, up 5% from the year before.
Source: Warren County and Hardwick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Hardwick Township |
| Elementary School District | Blairstown Township School District (KG - 06) |
| Secondary School District | North Warren Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,600 (-) Land $70,700 Building $147,900 | $218,600 (-) Land $70,700 Building $147,900 | |
| 2025 | $8,361.00 (+5%) | $218,600 Land $70,700 Building $147,900 | $218,600 Land $70,700 Building $147,900 |
| 2024 | $7,963.00 | ||
| 2023 | $218,600 Land $70,700 Building $147,900 | $218,600 Land $70,700 Building $147,900 | |
| 2022 | $7,795.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Spring Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Spring Valley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures