Warren County and Hardwick Township property record for 86 Spring Valley Rd, Hardwick, NJ 07825
| Property Type | Single Family Home |
|---|---|
| Details | 2,093 sqft · built 1977 |
| Lot Size | 4.48 acres (195,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Aug 2022) |
| Tax Bill | $8,239 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01103-0000-00015-01 |
| Primary APN | 09-01103-0000-00015-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,093 sqft Living Area |
| 1st Floor Area | 2,093 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Lot Area | 195,149 sqft |
| Account Number | 8987 |
|---|---|
| Street Address | 86 SPRING VALLEY RD |
| City | HARDWICK |
| State | NJ |
| Zip | 07825-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Block | 1103 |
| Legal Lot Number | 15.1 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 31102 |
Source: Warren County and Hardwick Township records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE |
| Aug 5, 2022 | Deed, Transfer MAJESTIC TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on Record |
| Deed Sale | Aug 5, 2022 · Amount on Record |
| Prior Sale | Feb 15, 1990 · Amount on Record |
| Deed Document Number | 2022580294 |
| Deed Book / Page | 3285 / 94 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Sep 21, 2026 |
| Property Address | 86 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 0000642230 |
| Book / Page | 7958 / 221 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 2026642230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 86 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 0000642230, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 7958/221 |
| Instrument | 2026642230 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Aug 5, 2022 |
| Property Address | 86 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 0003285/94 |
| Book / Page | 3285 / 94 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022-580294 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | MAJESTIC TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 778 GARNET LN, 778, EAST STROUDSBURG, PA 18301-8496 |
| Name | Verified Name |
|---|---|
| Address | 86 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
Source: Warren County and Hardwick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Hardwick Township |
| Elementary School District | Blairstown Township School District (KG - 06) |
| Secondary School District | North Warren Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,400 (-) Land $81,400 Building $134,000 | $215,400 (-) Land $81,400 Building $134,000 | |
| 2025 | $8,239.00 (+5%) | $215,400 (-) Land $81,400 Building $134,000 | $215,400 (-) Land $81,400 Building $134,000 |
| 2024 | $7,847.00 (+2.16%) | ||
| 2023 | $215,400 Land $81,400 Building $134,000 | $215,400 Land $81,400 Building $134,000 | |
| 2022 | $7,681.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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