Warren County and Hardwick Township property record for 82 Spring Valley Rd, Hardwick, NJ 07825
| Property Type | Single Family Home |
|---|---|
| Details | 1,782 sqft · built 1986 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $531,000 (Dec 2025) |
| Tax Bill | $8,798 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01103-0000-00003-03 |
| Primary APN | 09-01103-0000-00003-03 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,782 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 93,654 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 8391 |
|---|---|
| Street Address | 82 SPRING VALLEY RD |
| City | HARDWICK |
| State | NJ |
| Zip | 07825-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Block | 1103 |
| Legal Lot Number | 3.3 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 31102 |
Source: Warren County and Hardwick Township records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 82 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Oct 10, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2009 · Amount on Record |
| Deed Document Number | 2025630925 |
| Deed Book / Page | 3546 / 238 |
| Prior Transfer Date | Oct 4, 2018 |
| Prior Transfer Doc | 2902/049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Dec 29, 2025 |
| Property Address | 82 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 003546/238 |
| Book / Page | 3546 / 238 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025-630925 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,327.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 WARD RD, BLAIRSTOWN, NJ 07825 |
| Name | Verified Name |
|---|---|
| Address | 82 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 2025630926 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-630926 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Oct 10, 2018 |
| Property Address | 82 SPRING VALLEY RD, HARDWICK, NJ 07825-9541 |
| Document Number | 0000499895 |
| Book / Page | 002902 / 000049 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 499895 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 SPRING VALLEY RD HARDWICK NJ 078259541, HARDWICK, NJ 07825-9541 |
Source: Warren County and Hardwick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Hardwick Township |
| Elementary School District | Blairstown Township School District (KG - 06) |
| Secondary School District | North Warren Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,000 (-) Land $65,100 Building $164,900 | $230,000 (-) Land $65,100 Building $164,900 | |
| 2025 | $8,798.00 (+5%) | $230,000 (-) Land $65,100 Building $164,900 | $230,000 (-) Land $65,100 Building $164,900 |
| 2024 | $8,379.00 (+2.17%) | ||
| 2023 | $230,000 Land $65,100 Building $164,900 | $230,000 Land $65,100 Building $164,900 | |
| 2022 | $8,201.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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