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79 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 79 Redbay Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,064 sqft · built 2003
Lot Size0.548 acres (23,885 sqft)
OwnerIndividual Name on File
Last Sale$590,000 (Aug 2020)
Tax Bill$5,965 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN28905-07-05

Property Details

APN / Parcel Number

Primary APN28905-07-05
Alternative APNs
  • R28905-07-05
  • 01624905

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,064 sqft Heated Area
Gross Area5,649 sqft
1st Floor Area2,780 sqft
AtticAttic
Attic Area100 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,885 sqft (0.548 acres)
Garage Area854 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area258 sqft
Patio Area373 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01624905
Street Address79 REDBAY RD
CityELGIN
StateSC
Zip29045-8684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 135.5X170.3X135X159.6 #SU WOODCREEK FARMS PH1 TR D14 #PR RB297-46 RB457-2035
Legal SubdivisionWOODCREEK
Legal TractD14
Legal Lot Number3,135
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2065
Census Tract11407

Owner

Source: Richland County records · APN 28905-07-05

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address79 REDBAY RD, ELGIN, SC 29045-8684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Grant Deed, Transfer · VA Mortgage
GUILD MTG
Apr 11, 2017Deed of Trust, Mortgage · Line of Credit
DIGITAL EMP FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2020 · Amount on Record
Deed SaleAug 26, 2020 · Amount on Record
Prior SaleJul 26, 2012 · Amount on Record
Deed Document Number202043392
Deed Book / Page2522 / 271
Record UpdatedSep 20, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateAug 26, 2020
Property Address79 REDBAY RD, ELGIN, SC 29045-8684
Document Number2522/0271
Book / Page002522 / 000271
Instrument DateAug 05, 2020
Instrument43392
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,183.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address79 REDBAY RD ELGIN SC 290458684, ELGIN, SC 29045-8684

Mortgage

Document Number2522/0274
DateAug 26, 2020
Book Page002522/000274
Instrument43393
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address79 REDBAY RD, ELGIN, SC 29045-8684
Document Number2204/0332
Book / Page002204 / 000332
Instrument DateApr 11, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address79 REDBAY RD ELGIN SC 290458684, ELGIN, SC 29045-8684

Mortgage

Document Number2204/0332
DateApr 20, 2017
Book Page002204/000332
Instrument27991
Lender
NameDIGITAL EMP FCU
TypeCredit Union
AddressMARLBOROUGH, MA 01752
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueApr 19, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,965.00 (+17.44%)$678,500 (+2,775%)$713,200 (+20.88%) Land $88,000 Building $625,200
2023$5,079.00 (-5.3%)$23,600 (-)$590,000 (-)
2021$5,363.00$23,600$590,000 Land $80,000 Building $510,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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