84 Joya Loop, White Rock, NM 87547 Property Records

Los Alamos County property record for 84 Joya Loop, White Rock, NM 87547

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,335 sqft · built 1969
Lot Size	0.164 acres (7,140 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2020)
Tax Bill	$2,984 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-040-108-053-473`

Property Details

APN / Parcel Number

Primary APN	`1-040-108-053-473`
Alternative APN	`R002326`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,335 sqft Living Area
1st Floor Area	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Material	Shingle
Lot Area	7,140 sqft (0.164 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	246 sqft
Patio Area	756 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R002326
Street Address	84 JOYA LOOP
City	WHITE ROCK
State	NM
Zip	87547-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN MEADOWS 2 LOT: 175 S: 3 T: 18N R: 7E
Legal Range	07E
Legal Township	18N
Legal Section	03
Legal Subdivision	MOUNTAIN MEADOWS 2
Legal Lot Number	175
Jurisdiction	LOS ALAMOS NM
Township / Civil Division	WHITE ROCK
Census Block Group	1
Census Block	1003
Census Tract	500

Owner

84 Joya Loop is owned and occupied by an individual who bought it in August 2020.

Source: Los Alamos County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	84 JOYA LOOP, WHITE ROCK, NM 87547-3747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Deed Document Number	2020244523
Deed Book / Page	190 / 408
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOS ALAMOS NM
Recording Date	Aug 28, 2020
Property Address	84 JOYA LOOP, WHITE ROCK, NM 87547-3747
Document Number	000190/408
Book / Page	190 / 408
Map Reference	DOC 5226
Instrument Date	Aug 21, 2020
Instrument	244523
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	TITLE GUARANTY, TITLE GUARANTY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 JOYA LOOP, WHITE ROCK, NM 87547-3747

Mortgage

Document Number	0000244524
Date	Aug 28, 2020
Instrument	244524

Lender

Name	DEL NORTE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 84 Joya Loop was $2,984.

Source: Los Alamos County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Los Alamos County
Unified School District	Los Alamos Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,984.00	$129,510 (+3%) Land $30,860 Building $98,650	$388,540 (+3%) Land $92,580 Building $295,960
2025	$2,984.00	$125,740 Land $30,290 Building $95,450	$377,230 Land $90,870 Building $286,360
2023	$2,845.00 (+2.37%)	$118,530 Land $29,420 Building $89,110	$355,590 Land $88,270 Building $267,320
2022	$2,779.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 84 Joya Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Joya Loop is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 42% of New Mexico
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NMSurf Fixed Wireless	200 / 50