78 Joya Loop, White Rock, NM 87547 Property Records

Los Alamos County property record for 78 Joya Loop, White Rock, NM 87547

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,110 sqft · built 1968
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Feb 2014)
Tax Bill	$1,468 (2026)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-039-109-483-024`

Property Details

APN / Parcel Number

Primary APN	`1-039-109-483-024`
Alternative APN	`R002260`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1999
Exterior Material	Stucco
Roof Material	Metal
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R002260
Street Address	78 JOYA LOOP
City	WHITE ROCK
State	NM
Zip	87547-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN MEADOWS 2 LOT: 109 S: 33 T: 19N R: 7E
Legal Range	07E
Legal Township	19N
Legal Section	33
Legal Subdivision	MOUNTAIN MEADOWS 2
Legal Lot Number	109
Jurisdiction	LOS ALAMOS NM
Township / Civil Division	WHITE ROCK
Census Block Group	1
Census Block	1001
Census Tract	500

Owner

Source: Los Alamos County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 JOYA LOOP, WHITE ROCK, NM 87547-3704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2014 · Amount on Record
Deed Sale	Feb 18, 2014 · Amount on Record
Prior Sale	May 31, 2007 · Amount on Record
Deed Document Number	2014219868
Deed Book / Page	165 / 753
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ALAMOS NM
Property Address	78 JOYA LOOP, WHITE ROCK, NM 87547-3704
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00176/0514
Date	May 11, 2017
Book Page	176/0514
Instrument	230629

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Los Alamos County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Los Alamos County
Unified School District	Los Alamos Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,468.00	$65,800 (+3.01%) Land $27,760 Building $38,040	$197,390 (+3%) Land $83,270 Building $114,120
2025	$1,468.00 (+5.08%)	$63,880 (+6.08%) Land $27,260 Building $36,620	$191,650 (+6.08%) Land $81,790 Building $109,860
2023	$1,397.00 (+2.42%) Additional exemption filed	$60,220 Land $26,410 Building $33,810	$180,660 Land $79,220 Building $101,440
2022	$1,364.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 64% of New Mexico
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NMSurf Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20