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81 Joya Loop, White Rock, NM 87547 Property Records

Los Alamos County property record for 81 Joya Loop, White Rock, NM 87547

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,275 sqft · built 1969
Lot Size0.209 acres (9,100 sqft)
OwnerCompany Name on Record
Last Sale$212,500 (Sep 2006)
Tax Bill$1,727 (2026)
Deeds & MortgagesJan 2020 Mortgage
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN1-040-108-044-493

Property Details

APN / Parcel Number

Primary APN1-040-108-044-493
Alternative APN
  • R002329

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,275 sqft Living Area
1st Floor Area1,275 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Roof MaterialShingle
Lot Area9,100 sqft (0.209 acres)
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area300 sqft
Storage Building60 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR002329
Street Address81 JOYA LOOP
CityWHITE ROCK
StateNM
Zip87547-3748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN MEADOWS 2 LOT: 178 S: 3 T: 18N R: 7E
Legal Range07E
Legal Township18N
Legal Section03
Legal SubdivisionMOUNTAIN MEADOWS 2
Legal Lot Number178
JurisdictionLOS ALAMOS NM
Township / Civil DivisionWHITE ROCK
Census Block Group1
Census Block1003
Census Tract500

Owner

Source: Los Alamos County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address81 JOYA LOOP, WHITE ROCK, NM 87547-3748
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 8, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2006 · Amount on Record
Deed SaleSep 12, 2006 · Amount on Record
Deed Document Number2006190888
Deed Book / Page136 / 773
Last Transfer DateNov 5, 2019
Transfer Doc00187/0056
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ALAMOS NM
Property Address81 JOYA LOOP, WHITE ROCK, NM 87547-3748
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00187/0919
DateJan 29, 2020
Book Page187/0919
Instrument242034
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 1, 2030

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOS ALAMOS NM
Recording DateNov 8, 2019
Property Address81 JOYA LOOP, WHITE ROCK, NM 87547-3748
Document Number00187/0056
Book / Page187 / 0056
Map ReferenceDOC 5226
Instrument DateNov 5, 2019
Instrument241171
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address81 JOYA LOOP, LOS ALAMOS, NM 87547-3748

Tax Assessment & Valuation

Source: Los Alamos County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Mexico
CountyLos Alamos County
Unified School DistrictLos Alamos Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,727.00$74,980 (+3.01%) Land $25,440 Building $49,540$224,930 (+3%) Land $76,320 Building $148,610
2025$1,727.00 (+4.86%)$72,790 (+6.08%) Land $25,010 Building $47,780$218,380 (+6.09%) Land $75,040 Building $143,340
2023$1,647.00 (+2.36%)$68,620 Land $24,280 Building $44,340$205,850 Land $72,830 Building $133,020
2022$1,609.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 45% of New Mexico
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS ALAMOS MUNICIPAL WATER SYSTEM
serves 25,000 people · EPA ID NM3500115
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
NMSurf
Fixed Wireless		200 / 50

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