Los Alamos County property record for 85 Joya Loop, White Rock, NM 87547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,215 sqft · built 1969 |
| Lot Size | 0.217 acres (9,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $221,445 (Mar 2022) |
| Tax Bill | $2,557 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-040-108-038-479 |
| Primary APN | 1-040-108-038-479 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Roof Material | Shingle |
| Lot Area | 9,450 sqft (0.217 acres) |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 301 sqft |
| Storage Building | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R002338 |
|---|---|
| Street Address | 85 JOYA LOOP |
| City | WHITE ROCK |
| State | NM |
| Zip | 87547-3748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN MEADOWS 2 LOT: 187 S: 3 T: 18N R: 7E |
| Legal Range | 07E |
| Legal Township | 18N |
| Legal Section | 03 |
| Legal Subdivision | MOUNTAIN MEADOWS 2 |
| Legal Lot Number | 187 |
| Jurisdiction | LOS ALAMOS NM |
| Township / Civil Division | WHITE ROCK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 500 |
Source: Los Alamos County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 85 JOYA LOOP, WHITE ROCK, NM 87547-3748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit DEL NORTE CU |
| Mar 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on Record |
| Deed Sale | Mar 21, 2022 · Amount on Record |
| Deed Document Number | 2022251494 |
| Deed Book / Page | 197 / 379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 85 JOYA LOOP, WHITE ROCK, NM 87547-3748 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY LLC |
| Name | Verified Name |
|---|---|
| Address | 85 JOYA LOOP, WHITE ROCK, NM 87547-3748 |
| Document Number | 0000255363 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 255363 |
| Name | DEL NORTE CU |
|---|---|
| Type | Credit Union |
| Address | LOS ALAMOS, NM 87544 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Recording Date | Mar 21, 2022 |
| Property Address | 85 JOYA LOOP, WHITE ROCK, NM 87547-3748 |
| Document Number | 000197/379 |
| Book / Page | 197 / 379 |
| Map Reference | DOC 6012 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 251494 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 JOYA LOOP, LOS ALAMOS, NM 87547-3748 |
| Document Number | 0000251495 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 251495 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Los Alamos County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Los Alamos County |
| Unified School District | Los Alamos Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,557.00 | $110,980 (+3%) Land $37,830 Building $73,150 | $332,940 (+3%) Land $113,490 Building $219,450 |
| 2025 | $2,557.00 (+4.92%) | $107,750 (+6.08%) Land $36,940 Building $70,810 | $323,250 (+6.09%) Land $110,830 Building $212,420 |
| 2023 | $2,437.00 (+78.4%) | $101,570 Land $35,880 Building $65,690 | $304,700 Land $107,640 Building $197,060 |
| 2022 | $1,366.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 42% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| NMSurf Fixed Wireless | 200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures