84 Cobane Ter, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 84 Cobane Ter, West Orange, NJ 07052

Property Summary

Property Type	Single Family Home
Details	2,338 sqft · built 1945
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Apr 2018)
Tax Bill	$19,235 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-00057-01-00098`

Property Details

APN / Parcel Number

Primary APN	`22-00057-01-00098`
Alternative APNs	`2200057000100098` `2200057A00098`

Interior

Stories	2 Stories
Building Area	2,338 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2200057A00098
Street Address	84 COBANE TER
City	WEST ORANGE
State	NJ
Zip	07052-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	50X125
Legal Block	57.1
Legal Lot Number	98
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST ORANGE
Census Block Group	1
Census Block	1000
Census Tract	18000

Owner

84 Cobane Ter is owned and occupied by two individuals who bought it in April 2018.

Source: Essex County and West Orange Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	84 COBANE TER, WEST ORANGE, NJ 07052-3916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 4, 2019	Deed of Trust, Mortgage BETTER MTG
Apr 18, 2018	Grant Deed, Transfer GUARANTEED RATE
Jan 22, 2018	Grant Deed, Transfer · Conventional Mortgage ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Deed Document Number	201833304
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	May 11, 2026
Property Address	84 COBANE TER, WEST ORANGE, NJ 07052-3916
Document Number	0000031364
Instrument Date	Apr 24, 2026
Instrument	202631364
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 COBANE TER, WEST ORANGE, NJ 07052-3916

Mortgage

Document Number	0000031364,
Date	May 11, 2026
Instrument	202631364

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	84 COBANE TER, WEST ORANGE, NJ 07052-3916
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021023007
Date	Mar 1, 2021
Instrument	2021023007

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	84 COBANE TER, WEST ORANGE, NJ 07052-3916
Document Number	0000086870
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	84 COBANE TER WEST ORANGE NJ 070523916, WEST ORANGE, NJ 07052-3916

Mortgage

Document Number	0000086870
Date	Sep 13, 2019
Instrument	86870

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 18, 2018
Property Address	84 COBANE TER, WEST ORANGE, NJ 07052-3916
Document Number	0000033304
Instrument Date	Apr 11, 2018
Instrument	33304
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	84 COBANE TER WEST ORANGE NJ 070523916, WEST ORANGE, NJ 07052-3916

Mortgage

Document Number	33331
Date	Apr 18, 2018
Instrument	33331

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 22, 2018
Property Address	84 COBANE TER, WEST ORANGE, NJ 07052-3916
Document Number	0000005876
Instrument Date	Dec 27, 2017
Instrument	5876
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 COBANE TER WEST ORANGE NJ 070523916, WEST ORANGE, NJ 07052-3916

Mortgage

Document Number	5877
Date	Jan 22, 2018
Instrument	5877

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 84 Cobane Ter was $19,235, up 17.2% from the year before.

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Orange Township
Unified School District	West Orange Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$732,200 (-) Land $298,800 Building $433,400	$732,200 (-) Land $298,800 Building $433,400
2025	$19,235.00 (+17.17%)	$732,200 Land $298,800 Building $433,400	$732,200 Land $298,800 Building $433,400
2024	$16,417.00
2023		$350,500 Land $151,300 Building $199,200	$350,500 Land $151,300 Building $199,200
2022	$15,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Cobane Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Cobane Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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