77 Cobane Ter, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 77 Cobane Ter, West Orange, NJ 07052

Property Summary

Property Type	Single Family Home
Details	2,889 sqft · built 1930
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Oct 2020)
Tax Bill	$20,790 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-00055-02-00008`

Property Details

APN / Parcel Number

Primary APN	`22-00055-02-00008`
Alternative APNs	`2200055000200008` `2200055B00008`

Interior

Stories	2 Stories
Building Area	2,889 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2200055B00008
Street Address	77 COBANE TER
City	WEST ORANGE
State	NJ
Zip	07052-3932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	50X125 IRR
Legal Subdivision	TOWNSHIP/WEST ORANGE
Legal Block	55.2
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST ORANGE
Census Block Group	1
Census Block	1008
Census Tract	18000

Owner

Source: Essex County and West Orange Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 COBANE TER, WEST ORANGE, NJ 07052-3932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 6, 2020	Grant Deed, Transfer · FHA Mortgage E MTG MGMT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Aug 14, 1990 · Amount on Record
Deed Document Number	202098187
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	77 COBANE TER, WEST ORANGE, NJ 07052-3932
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021139902
Date	Nov 23, 2021
Instrument	2021139902

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 6, 2020
Property Address	77 COBANE TER, WEST ORANGE, NJ 07052-3932
Document Number	0000098187
Instrument Date	Aug 26, 2020
Instrument	98187
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 COBANE TER WEST ORANGE NJ 070523932, WEST ORANGE, NJ 07052-3932

Mortgage

Document Number	98190
Date	Oct 6, 2020
Instrument	98190

Lender

Name	E MTG MGMT
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

Tax Assessment & Valuation

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Orange Township
Unified School District	West Orange Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$791,400 (-) Land $298,800 Building $492,600	$791,400 (-) Land $298,800 Building $492,600
2025	$20,790.00 (+0.26%)	$791,400 (+78.77%) Land $298,800 Building $492,600	$791,400 (+78.77%) Land $298,800 Building $492,600
2024	$20,736.00 (+5.57%)
2023		$442,700 Land $151,300 Building $291,400	$442,700 Land $151,300 Building $291,400
2022	$19,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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