74 Cobane Ter, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 74 Cobane Ter, West Orange, NJ 07052

Property Summary

Property Type	Single Family Home
Details	2,382 sqft · built 1927
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$472,500 (Aug 2018)
Tax Bill	$17,716 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-00057-01-00103`

Property Details

APN / Parcel Number

Primary APN	`22-00057-01-00103`
Alternative APNs	`2200057000100103` `2200057A00103`

Interior

Stories	2 Stories
Building Area	2,382 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2200057A00103
Street Address	74 COBANE TER
City	WEST ORANGE
State	NJ
Zip	07052-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	50X125 IRR
Legal Block	57.1
Legal Lot Number	103
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST ORANGE
Census Block Group	1
Census Block	1000
Census Tract	18000

Owner

74 Cobane Ter is owned and occupied by an individual who acquired it in October 2019.

Source: Essex County and West Orange Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	74 COBANE TER, WEST ORANGE, NJ 07052-3916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Quit Claim Deed, Transfer USAA
Aug 9, 2018	Grant Deed, Transfer · Conventional with PMI USAA
Apr 6, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Prior Sale	Apr 6, 2018 · Amount on File
Deed Document Number	201869547
Last Transfer Date	Oct 26, 2019
Transfer Doc	2020070761
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 29, 2020
Property Address	74 COBANE TER, WEST ORANGE, NJ 07052-3916
Document Number	0000070761
Instrument Date	Oct 26, 2019
Instrument	70761
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 COBANE TER WEST ORANGE NJ 070523916, WEST ORANGE, NJ 07052-3916

Mortgage

Document Number	70762
Date	Jul 29, 2020
Instrument	70762

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 28, 2035

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 9, 2018
Property Address	74 COBANE TER, WEST ORANGE, NJ 07052-3916
Document Number	0000069547
Instrument Date	Jul 24, 2018
Instrument	69547
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 COBANE TER WEST ORANGE NJ 070523916, WEST ORANGE, NJ 07052-3916

Mortgage

Document Number	69550
Date	Aug 9, 2018
Instrument	69550

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 6, 2018
Property Address	74 COBANE TER, WEST ORANGE, NJ 07052-3916
Document Number	0000029554
Instrument Date	Mar 14, 2018
Instrument	29554
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	74 COBANE TER WEST ORANGE NJ 070523916, WEST ORANGE, NJ 07052-3916

Tax Assessment & Valuation

The 2025 property tax bill for 74 Cobane Ter was $17,716, down 2.8% from the year before.

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Orange Township
Unified School District	West Orange Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$674,400 (-) Land $298,800 Building $375,600	$674,400 (-) Land $298,800 Building $375,600
2025	$17,716.00 (-2.76%)	$674,400 Land $298,800 Building $375,600	$674,400 Land $298,800 Building $375,600
2024	$18,219.00
2023		$394,300 Land $151,300 Building $243,000	$394,300 Land $151,300 Building $243,000
2022	$17,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Cobane Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Cobane Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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