79 Cobane Ter, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 79 Cobane Ter, West Orange, NJ 07052

Property Summary

Property Type	Single Family Home
Details	2,071 sqft · built 1931
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$334,700 (Jul 2002)
Tax Bill	$17,793 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-00055-02-00007`

Property Details

APN / Parcel Number

Primary APN	`22-00055-02-00007`
Alternative APNs	`2200055000200007` `2200055B00007`

Interior

Stories	2 Stories
Building Area	2,071 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2200055B00007
Street Address	79 COBANE TER
City	WEST ORANGE
State	NJ
Zip	07052-3932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	50X125
Legal Block	55.2
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST ORANGE
Census Block Group	1
Census Block	1008
Census Tract	18000

Owner

79 Cobane Ter is owned and occupied by two individuals who bought it in July 2002.

Source: Essex County and West Orange Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 COBANE TER, WEST ORANGE, NJ 07052-3932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage VISIONS FCU
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2002 · Amount on File
Deed Sale	Jul 8, 2002 · Amount on File
Deed Book / Page	5899 / 754
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	79 COBANE TER, WEST ORANGE, NJ 07052-3932
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	BESPOKE TTL & STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 COBANE TER, WEST ORANGE, NJ 07052-3932

Mortgage

Document Number	0000081910
Date	Sep 8, 2022
Instrument	2022081910

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Amount	Amount on Record
Term	179 Months
Due	Aug 27, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	79 COBANE TER, WEST ORANGE, NJ 07052-3932
Document Number	0000113356
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	79 COBANE TER WEST ORANGE NJ 070523932, WEST ORANGE, NJ 07052-3932

Mortgage

Document Number	0000113356
Date	Nov 16, 2020
Instrument	113356

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2035

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	79 COBANE TER, WEST ORANGE, NJ 07052-3932
Document Number	0000023245
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	79 COBANE TER WEST ORANGE NJ 070523932, WEST ORANGE, NJ 07052-3932

Mortgage

Document Number	0000023245
Date	Mar 15, 2017
Instrument	23245

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 79 Cobane Ter was $17,793, up 11.1% from the year before.

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Orange Township
Unified School District	West Orange Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$677,300 (-) Land $298,800 Building $378,500	$677,300 (-) Land $298,800 Building $378,500
2025	$17,793.00 (+11.11%)	$677,300 Land $298,800 Building $378,500	$677,300 Land $298,800 Building $378,500
2024	$16,014.00
2023		$341,900 Land $151,300 Building $190,600	$341,900 Land $151,300 Building $190,600
2022	$15,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Cobane Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Cobane Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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