Fairfield County property record for 839 Harding Ave, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,209 sqft · built 1956 |
| Lot Size | 0.116 acres (5,044 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Apr 2019) |
| Tax Bill | $7,144 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-34034-800 |
| Primary APN | 05-34034-800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| Gross Area | 1,891 sqft |
| 1st Floor Area | 806 sqft |
| Basement Area | 341 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 5,044 sqft (0.116 acres) |
| Lot Dimensions | 126 ft deep x 41 ft wide |
| Terrain | Above Road/Slope |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 341 sqft |
| Patio Area | 45 sqft |
| Poultry House | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 839 HARDING AVE |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-2762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANRECO PARK ADD LOT 120 PT VAC ST |
| Legal Subdivision | LANRECO PARK ADD |
| Legal Lot Number | 120 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32100 |
839 Harding Ave is owned and occupied by two individuals who bought it in April 2019.
Source: Fairfield County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 839 HARDING AVE, LANCASTER, OH 43130-2762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 2, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Sep 13, 2018 | Warranty Deed, Transfer FIRST OH TITLE INSURANCE BOX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on File |
| Deed Sale | Apr 2, 2019 · Amount on File |
| Prior Sale | Sep 13, 2018 · Amount on File |
| Deed Document Number | 20194897 |
| Deed Book / Page | 1787 / 4289 |
| Prior Transfer Date | Feb 14, 1994 |
| Prior Transfer Doc | 0621000877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 839 HARDING AVE, LANCASTER, OH 43130-2762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009837 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 202300009837 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 839 HARDING AVE, LANCASTER, OH 43130-2762 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019061 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 202200019061 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 839 HARDING AVE, LANCASTER, OH 43130-2762 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 839 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000019951 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 202100019951 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Apr 2, 2019 |
| Property Address | 839 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000004897 |
| Book / Page | 001787 / 004289 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 4897 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 839 HARDING AVE LANCASTER OH 431302762, LANCASTER, OH 43130-2762 |
| Document Number | 4898 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 001787/004291 |
| Instrument | 4898 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Sep 13, 2018 |
| Property Address | 839 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000016685 |
| Book / Page | 001774 / 003800 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 16685 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | FIRST OH TITLE INSURANCE BOX |
| Amount | Amount on Record |
|---|---|
| Tax | $284.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8848 MARCY RD CANAL WINCHESTER OH 431109589, CANAL WINCHESTER, OH 43110-9589 |
The 2025 property tax bill for 839 Harding Ave was $7,144.
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,144.00 | $79,470 Land $15,900 Building $63,570 | $227,060 Land $45,440 Building $181,620 |
| 2023 | $2,195.00 | $59,100 (-) Land $9,950 Building $49,150 | |
| 2022 | $59,100 Land $9,950 Building $49,150 | $168,860 Land $28,440 Building $140,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 839 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 839 Harding Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures