838 Harding Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 838 Harding Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1950
Lot Size	0.118 acres (5,166 sqft)
Owner	2 Individual Names on File
Last Sale	$78,500 (Jun 1998)
Tax Bill	$1,533 (2023)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`053-40349.00`

Property Details

APN / Parcel Number

Primary APN	`053-40349.00`
Alternative APN	`0401 00121`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,166 sqft (0.118 acres)
Lot Dimensions	126 ft deep x 41 ft wide
Terrain	Above Road/Slope
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0401 00121
Street Address	838 HARDING AVE
City	LANCASTER
State	OH
Zip	43130-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANRECO PARK ADD LOT 121 PT VAC ST
Legal Subdivision	LANRECO PARK ADD
Legal Lot Number	121
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1004
Census Tract	32100

Owner

838 Harding Ave is owned and occupied by two individuals who bought it in June 1998.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	838 HARDING AVE, LANCASTER, OH 43130-2761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1998 · Amount on File
Deed Sale	Jun 1, 1998 · Amount on File
Prior Sale	Oct 7, 1996 · Amount on File
Deed Document Number	0000067336
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	838 HARDING AVE, LANCASTER, OH 43130-2761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003822
Date	Feb 25, 2020
Book Page	1816/1043
Instrument	202000003822

Lender

Name	FAIRFIELD NATIONAL BANK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Mar 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,840 Land $15,900 Building $41,940	$165,260 Land $45,440 Building $119,820
2023	$1,533.00 Homeowner's exemption	$42,160 (-) Land $9,950 Building $32,210
2022	Homeowner's exemption	$42,160 Land $9,950 Building $32,210	$120,460 Land $28,440 Building $92,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Harding Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20