Fairfield County property record for 827 Harding Ave, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 816 sqft · built 1948 |
| Lot Size | 0.118 acres (5,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Mar 2021) |
| Tax Bill | $1,463 (2023) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-40345.00 |
| Primary APN | 053-40345.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Family Room | Family Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,166 sqft (0.118 acres) |
| Lot Dimensions | 126 ft deep x 41 ft wide |
| Terrain | Above Road/Slope |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 161 sqft |
| Patio Area | 161 sqft |
| Canopy | 72 sqft |
| Poultry House | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0401 00117 |
|---|---|
| Street Address | 827 HARDING AVE |
| City | LANCASTER |
| State | OH |
| Zip | 43130-2762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANRECO PARK ADD LOT 117 PT VAC ST |
| Legal Subdivision | LANRECO PARK ADD |
| Legal Lot Number | 117 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32100 |
Source: Fairfield County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 827 HARDING AVE, LANCASTER, OH 43130-2762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OUCU FINANCIAL CREDIT UNION INC |
| Mar 17, 2021 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Apr 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 8, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on Record |
| Deed Sale | Mar 17, 2021 · Amount on Record |
| Prior Sale | May 16, 2014 |
| Deed Document Number | 202100007018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 827 HARDING AVE, LANCASTER, OH 43130-2762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 827 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000014092 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 202200014092 |
| Name | OUCU FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ATHENS, OH 45701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Mar 17, 2021 |
| Property Address | 827 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000007018 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 202100007018 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1761 |
| Document Number | 0000007019 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 202100007019 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 827 HARDING AVE, LANCASTER, OH 43130-2762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORDIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007063 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 1763/4240 |
| Instrument | 201800007063 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Jan 1, 2038 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jun 8, 2017 |
| Property Address | 827 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000010288 |
| Book / Page | 001739 / 004180 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 10288 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 827 HARDING AVE LANCASTER OH 431302762, LANCASTER, OH 43130-2762 |
Source: Fairfield County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,900 (+53.79%) Land $15,900 Building $46,000 | $176,870 (+53.8%) Land $45,440 Building $131,430 | |
| 2023 | $1,463.00 | $40,250 (-) Land $9,860 Building $30,390 | |
| 2022 | $40,250 Land $9,860 Building $30,390 | $115,000 Land $28,160 Building $86,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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