Fairfield County property record for 823 Harding Ave, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1956 |
| Lot Size | 0.116 acres (5,044 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (May 2023) |
| Tax Bill | $4,502 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Dec 2022 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-34034-400 |
| Primary APN | 05-34034-400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,044 sqft (0.116 acres) |
| Lot Dimensions | 126 ft deep x 41 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 60 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 823 HARDING AVE |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-2762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANRECO PARK ADD LOT 116 PT VAC ST |
| Legal Subdivision | LANRECO PARK ADD |
| Legal Lot Number | 116 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32100 |
823 Harding Ave is owned by two individuals who bought it in May 2023.
Source: Fairfield County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105-1441 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2023 | Survivorship Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Dec 19, 2022 | Certificate of Transfer, Transfer |
| Dec 22, 2022 | Warranty Deed, Transfer |
| Dec 22, 2022 | Warranty Deed, Transfer |
| Dec 22, 2022 | Intrafamily Transfer, Transfer |
| Sep 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 18, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on File |
| Deed Sale | May 19, 2023 · Amount on File |
| Prior Sale | Nov 10, 2014 · Amount on File |
| Deed Document Number | 20237582 |
| Prior Transfer Date | Dec 15, 2022 |
| Prior Transfer Doc | 0000025137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | May 19, 2023 |
| Property Address | 823 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000007582 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | May 15, 2023 |
| Instrument | 202300007582 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Title Company | VALMER LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000007583 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 202300007583 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Dec 19, 2022 |
| Property Address | 823 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000024877 |
| Map Reference | DOC 202200009253 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 202200024877 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 519 MAIN ST, CALDWELL, OH 43724-1324 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Dec 22, 2022 |
| Property Address | 823 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000025136 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 202200025136 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 823 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Dec 22, 2022 |
| Property Address | 823 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000025135 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 202200025135 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 823 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Dec 22, 2022 |
| Property Address | 823 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Number | 0000025137 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 202200025137 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 823 HARDING AVE, LANCASTER, OH 43130-2762 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 823 HARDING AVE, LANCASTER, OH 43130-2762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000016371 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 1774/2238 |
| Instrument | 201800016371 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 823 HARDING AVE, LANCASTER, OH 43130-2762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012102 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 1796/2069 |
| Instrument | 201900012102 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 3, 2049 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,000 Land $15,900 Building $47,100 | $180,000 Land $45,440 Building $134,560 | |
| 2024 | $4,502.00 (+142.04%) | ||
| 2023 | $1,860.00 | $50,080 (+2.39%) Land $9,950 Building $40,130 | |
| 2022 | Homeowner's exemption | $48,910 Land $9,950 Building $38,960 | $143,110 Land $28,440 Building $114,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 823 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 823 Harding Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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