Larimer County property record for 838 Saddlebrook Ln, Fort Collins, CO 80525
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,652 sqft · built 2004 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $273,744 (Dec 2004) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 96134-27-281 |
| Primary APN | 96134-27-281 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,652 sqft Living Area |
| Basement Area | 1,236 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | 75 sqft |
| Patio Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1606968 |
|---|---|
| Old Parcel Number | 9613427281 |
| Street Address | 838 SADDLEBROOK LN |
| City | FORT COLLINS |
| State | CO |
| Zip | 80525-6965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 281, PROVINCETOWNE SUBDIVISION FILING NO 2, FTC (2001042002) |
| Legal Range | 69 |
| Legal Township | 06 |
| Legal Section | 13 |
| Legal Quarter | SE |
| Legal Subdivision | PROVINCETOWNE SUBDIVISION FILING NO 2 PU |
| Legal Lot Number | 281 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1708 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 838 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 22, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2004 · Amount on Record |
| Deed Sale | Dec 15, 2004 · Amount on Record |
| Deed Document Number | 2004-0119942 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 838 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 838 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000030591 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 20230030591 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 838 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 838 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000089840 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 20210089840 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 838 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040345 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 20210040345 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 13, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 838 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ASCENDANT TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000007058 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 20210007058 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,150.00 (-10.82%) | $40,863 (-12.18%) Land $3,438 Building $37,425 | $653,800 (-5.86%) Land $55,000 Building $598,800 |
| 2023 | $3,532.00 (+24.54%) | $46,532 (+39.66%) Land $3,685 Building $42,847 | $694,500 (+44.87%) Land $55,000 Building $639,500 |
| 2022 | $2,836.00 | $33,319 Land $3,823 Building $29,496 | $479,400 Land $55,000 Building $424,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.2% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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