826 Saddlebrook Ln, Fort Collins, CO 80525 Property Records

Larimer County property record for 826 Saddlebrook Ln, Fort Collins, CO 80525

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.25 ba · 3,315 sqft · built 2004
Lot Size0.195 acres (8,488 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Dec 2020)
Tax Bill$3,150 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Dec 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN96134-27-283

Property Details

APN / Parcel Number

Primary APN96134-27-283
Alternative APN
  • R1606970

Interior

Bedrooms4 Beds
Full Baths5.25 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,315 sqft Living Area
Gross Area4,006 sqft
Basement Area990 sqft
Finished Basement946 sqft
Unfinished Basement44 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2019
Architectural StyleBi-Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,488 sqft (0.195 acres)
Garage TypeAttached
Garage Area647 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchWood Porch
Porch Area15 sqft
Deck Area15 sqft
Patio Area92 sqft
Balcony Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR1606970
Street Address826 SADDLEBROOK LN
CityFORT COLLINS
StateCO
Zip80525-6965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLMN
Legal DescriptionLOT 283, PROVINCETOWNE SUBDIVISION FILING NO 2, FTC (2001042002)
Legal Range69W
Legal Township6N
Legal Section13
Legal SubdivisionPROVINCETOWNE SUBDIVISION FILING NO 2 PU
Legal Lot Number283
JurisdictionLARIMER CO
Township / Civil DivisionLOVELAND
Census Block Group1
Census Block1026
Census Tract1708

Owner

826 Saddlebrook Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Larimer County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Special Warranty Deed, Transfer · VA Mortgage
MEGASTAR FINANCIAL CORP
Dec 27, 2019Quit Claim Deed, Transfer
HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
Sep 1, 2017Quit Claim Deed, Transfer
HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
Dec 19, 2016Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2020 · Amount on File
Deed SaleDec 21, 2020 · Amount on File
Prior SaleNov 1, 2016 · Amount on File
Deed Document Number2020107967
Prior Transfer DateDec 27, 2019
Prior Transfer Doc0000082693
Record UpdatedSep 20, 2026

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLARIMER CO
Recording DateDec 21, 2020
Property Address826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965
Document Number0000107967
Instrument DateDec 17, 2020
Instrument20200107967
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$49.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965

Mortgage

Document Number0000107968
DateDec 21, 2020
Instrument20200107968
Lender
NameMEGASTAR FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLARIMER CO
Recording DateDec 27, 2019
Property Address826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965
Document Number0000082693
Instrument DateDec 27, 2019
Instrument82693
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address826 SADDLEBROOK LN FORT COLLINS CO 805256965, FORT COLLINS, CO 80525-6965

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLARIMER CO
Recording DateSep 1, 2017
Property Address826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965
Document Number0000058892
Instrument DateAug 31, 2017
Instrument58892
Transaction TypeTransfer
Record UpdatedSep 12, 2017
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address826 SADDLEBROOK LN FORT COLLINS CO 805256965, FORT COLLINS, CO 80525-6965

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965
Document Number0000006271
Instrument DateDec 19, 2016
Transaction TypeMortgage
Record UpdatedAug 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 SADDLEBROOK LN FORT COLLINS CO 805256965, FORT COLLINS, CO 80525-6965

Mortgage

Document Number0000006271
DateJan 30, 2017
Instrument6271
Lender
NameFIRSTBANK
TypeBank
AddressLAKEWOOD, CO 80215
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 826 Saddlebrook Ln was $3,150, down 13.6% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityFort Collins City
Unified School DistrictThompson School District R-2J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,150.00 (-13.6%)$40,863 Land $3,438 Building $37,425$653,800 Land $55,000 Building $598,800
2024$3,646.00 (+3.4%)
2023$3,526.00 (+25.75%)$46,465 (+41.04%) Land $3,685 Building $42,780$693,500 (+46.31%) Land $55,000 Building $638,500
2022$2,804.00$32,944 Land $3,823 Building $29,121$474,000 Land $55,000 Building $419,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 826 Saddlebrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Saddlebrook Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT COLLINS LOVELAND WD
serves 63,532 people · EPA ID CO0135292
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fort Collins Connexion
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Saddlebrook Ln

Nearby Streets

Search Property Records by Address or Parcel Number