Larimer County property record for 826 Saddlebrook Ln, Fort Collins, CO 80525
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.25 ba · 3,315 sqft · built 2004 |
| Lot Size | 0.195 acres (8,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Dec 2020) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 96134-27-283 |
| Primary APN | 96134-27-283 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,315 sqft Living Area |
| Gross Area | 4,006 sqft |
| Basement Area | 990 sqft |
| Finished Basement | 946 sqft |
| Unfinished Basement | 44 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,488 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 647 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 15 sqft |
| Patio Area | 92 sqft |
| Balcony Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R1606970 |
|---|---|
| Street Address | 826 SADDLEBROOK LN |
| City | FORT COLLINS |
| State | CO |
| Zip | 80525-6965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LMN |
| Legal Description | LOT 283, PROVINCETOWNE SUBDIVISION FILING NO 2, FTC (2001042002) |
| Legal Range | 69W |
| Legal Township | 6N |
| Legal Section | 13 |
| Legal Subdivision | PROVINCETOWNE SUBDIVISION FILING NO 2 PU |
| Legal Lot Number | 283 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1708 |
826 Saddlebrook Ln is owned and occupied by two individuals who bought it in December 2020.
Source: Larimer County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Special Warranty Deed, Transfer · VA Mortgage MEGASTAR FINANCIAL CORP |
| Dec 27, 2019 | Quit Claim Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Sep 1, 2017 | Quit Claim Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Dec 19, 2016 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on File |
| Deed Sale | Dec 21, 2020 · Amount on File |
| Prior Sale | Nov 1, 2016 · Amount on File |
| Deed Document Number | 2020107967 |
| Prior Transfer Date | Dec 27, 2019 |
| Prior Transfer Doc | 0000082693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Dec 21, 2020 |
| Property Address | 826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000107967 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 20200107967 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000107968 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 20200107968 |
| Name | MEGASTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Dec 27, 2019 |
| Property Address | 826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000082693 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 82693 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 826 SADDLEBROOK LN FORT COLLINS CO 805256965, FORT COLLINS, CO 80525-6965 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Sep 1, 2017 |
| Property Address | 826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000058892 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 58892 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 826 SADDLEBROOK LN FORT COLLINS CO 805256965, FORT COLLINS, CO 80525-6965 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 826 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000006271 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 826 SADDLEBROOK LN FORT COLLINS CO 805256965, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000006271 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 6271 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, CO 80215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2047 |
The 2025 property tax bill for 826 Saddlebrook Ln was $3,150, down 13.6% from the year before.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,150.00 (-13.6%) | $40,863 Land $3,438 Building $37,425 | $653,800 Land $55,000 Building $598,800 |
| 2024 | $3,646.00 (+3.4%) | ||
| 2023 | $3,526.00 (+25.75%) | $46,465 (+41.04%) Land $3,685 Building $42,780 | $693,500 (+46.31%) Land $55,000 Building $638,500 |
| 2022 | $2,804.00 | $32,944 Land $3,823 Building $29,121 | $474,000 Land $55,000 Building $419,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 826 Saddlebrook Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 826 Saddlebrook Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures