Larimer County property record for 820 Saddlebrook Ln, Fort Collins, CO 80525
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,608 sqft · built 2004 |
| Lot Size | 0.172 acres (7,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $293,776 (Oct 2004) |
| Tax Bill | $3,555 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96134-27-284 |
| Primary APN | 96134-27-284 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 4,346 sqft |
| Basement Area | 1,108 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,504 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 41 sqft |
| Deck Area | 41 sqft |
| Patio Area | 141 sqft |
| Balcony Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R1606971 |
|---|---|
| Street Address | 820 SADDLEBROOK LN |
| City | FORT COLLINS |
| State | CO |
| Zip | 80525-6965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LMN |
| Legal Description | LOT 284, PROVINCETOWNE SUBDIVISION FILING NO 2, FTC (2001042002) |
| Legal Range | 69W |
| Legal Township | 6N |
| Legal Section | 13 |
| Legal Subdivision | PROVINCETOWNE SUBDIVISION FILING NO 2 PU |
| Legal Lot Number | 284 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1708 |
Source: Larimer County records, as of May 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 820 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2004 · Amount on Record |
| Deed Sale | Oct 12, 2004 · Amount on Record |
| Deed Document Number | 200499643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 820 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057975 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 20210057975 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 13, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 820 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000107703 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 20200107703 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,555.00 (+4.93%) | $39,063 (-12.77%) Land $3,438 Building $35,625 | $625,000 (-6.49%) Land $55,000 Building $570,000 |
| 2023 | $3,388.00 (+24.88%) | $44,783 (+40.47%) Land $3,685 Building $41,098 | $668,400 (+45.72%) Land $55,000 Building $613,400 |
| 2022 | $2,713.00 | $31,880 Land $3,823 Building $28,057 | $458,700 Land $55,000 Building $403,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures