Larimer County property record for 857 Saddlebrook Ln, Fort Collins, CO 80525
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,477 sqft · built 2004 |
| Lot Size | 0.233 acres (10,134 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $251,828 (Feb 2005) |
| Tax Bill | $3,607 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 96134-27-291 |
| Primary APN | 96134-27-291 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,477 sqft Living Area |
| Gross Area | 4,149 sqft |
| Basement Area | 1,063 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,134 sqft (0.233 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 95 sqft |
| Patio Area | 392 sqft |
| Balcony Area | 297 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R1606978 |
|---|---|
| Street Address | 857 SADDLEBROOK LN |
| City | FORT COLLINS |
| State | CO |
| Zip | 80525-6965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LMN |
| Legal Description | LOT 291, PROVINCETOWNE SUBDIVISION FILING NO 2, FTC (2001042002) |
| Legal Range | 69W |
| Legal Township | 6N |
| Legal Section | 13 |
| Legal Subdivision | PROVINCETOWNE SUBDIVISION FILING NO 2 PU |
| Legal Lot Number | 291 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1708 |
Source: Larimer County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 857 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 17, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 27, 2021 | Deed of Trust, Mortgage · VA Mortgage ACADEMY MORTGAGE CORP |
| May 8, 2017 | Deed of Trust, Mortgage · Line of Credit BELLCO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2005 · Amount on Record |
| Deed Sale | Feb 22, 2005 · Amount on Record |
| Deed Document Number | 200513826 |
| Prior Transfer Date | Feb 18, 2005 |
| Prior Transfer Doc | 0000013828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 17, 2026 |
| Property Address | 857 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000018018 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202618018 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 857 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 857 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 857 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000071335 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 20210071335 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 857 SADDLEBROOK LN, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000031342 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 857 SADDLEBROOK LN FORT COLLINS CO 805256965, FORT COLLINS, CO 80525-6965 |
| Document Number | 0000031342 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 31342 |
| Name | BELLCO CU |
|---|---|
| Type | Credit Union |
| Address | GREENWOOD, CO 80111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 14, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,607.00 (+2.47%) | $39,632 (-11.91%) Land $3,438 Building $36,194 | $634,100 (-5.57%) Land $55,000 Building $579,100 |
| 2024 | $3,520.00 (+3.38%) | ||
| 2023 | $3,405.00 (+24.45%) | $44,991 (+39.94%) Land $3,685 Building $41,306 | $671,500 (+45.16%) Land $55,000 Building $616,500 |
| 2022 | $2,736.00 | $32,151 Land $3,823 Building $28,328 | $462,600 Land $55,000 Building $407,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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