847 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 847 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1915
Lot Size	0.152 acres (6,622 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,489 (2024)
Deeds & Mortgages	Dec 2019 Mortgage May 2006 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-178-022.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-178-022.000-023`
Alternative APN	`01610291188`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Basement Area	672 sqft

Exterior

Year Built	Built 1915
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,622 sqft (0.152 acres)
Lot Dimensions	154 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610291188
Street Address	847 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36 2/3 FT E SIDE LOT 23 & 6 FT W SIDE LOT 24 PARKS SUB
Legal Subdivision	PARKS SUB
Legal Lot Number	23,6,24 6
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3028
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	847 E 3RD ST, MISHAWAKA, IN 46544-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
May 22, 2006	Deed of Trust, Mortgage · Line of Credit NORTE DAME FCU
Apr 8, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
May 30, 2013	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 1973
Deed Sale	Jun 12, 1973
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	847 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001932751
Date	Dec 11, 2019
Instrument	1932751

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Interest

Rate Type	Adjustable Rate

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	847 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000621324
Date	May 22, 2006
Instrument	0621324

Lender

Name	NORTE DAME FCU
Address	NOTRE DAME, IN 46556

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	847 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000911542
Date	Apr 8, 2009
Instrument	0911542

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2039

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	847 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001315904
Date	May 30, 2013
Instrument	1315904

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 29, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,200 (-5.19%) Land $24,100 Building $89,100	$113,200 (-5.19%) Land $24,100 Building $89,100
2024	$1,489.00 (+10.95%)
2023	$1,342.00 (-0.59%)	$119,400 (-) Land $24,100 Building $95,300	$119,400 (-) Land $24,100 Building $95,300
2022	$1,350.00 Homeowner's exemption	$119,400 Land $24,100 Building $95,300	$119,400 Land $24,100 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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