8376 E Baldwin Ave, Watervliet, MI 49098 Property Records

Berrien County property record for 8376 E Baldwin Ave, Watervliet, MI 49098

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1955
Lot Size	0.464 acres (20,232 sqft)
Owner	Individual Name on Record
Last Sale	$99,900 (Jun 2026)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-4660-0145-00-0`

Property Details

APN / Parcel Number

Primary APN	`21-4660-0145-00-0`
Alternative APN	`11-21-4660-0145-00-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	20,232 sqft (0.464 acres)
Lot Dimensions	289 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8376 E BALDWIN AVE
City	WATERVLIET
State	MI
Zip	49098-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 14 BLK 16 LOVELAND HOMEACRES
Legal Subdivision	LOVELAND HOMEACRES
Legal Block	16
Legal Lot Number	14
Legal Unit	14
Jurisdiction	BERRIEN MI
Township / Civil Division	WATERVLIET
Census Block Group	4
Census Block	4019
Census Tract	10300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8376 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FEDERAL CREDIT UNION
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FEDERAL CREDIT UNION
Feb 27, 2018	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	2026463713
Deed Book / Page	3480 / 1564
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 18, 2026
Property Address	8376 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Document Number	0000463713
Book / Page	3480 / 1564
Instrument Date	Jun 5, 2026
Instrument	2026463713
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,674.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8376 E BALDWIN AVE, WATERVLIET, MI 49098-9312

Mortgage

Document Number	0000463713,
Date	Jun 18, 2026
Book Page	3480/1567
Instrument	2026463713

Lender

Name	NOTRE DAME FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Jun 18, 2026
Property Address	8376 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Document Number	0000463714
Book / Page	3480 / 1567
Instrument Date	Jun 5, 2026
Instrument	2026463714
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7340 S MAPLE ST, EAU CLAIRE, MI 49111-5111
Investor	Possibly a Property Investor

Mortgage

Document Number	0000463714,
Date	Jun 18, 2026
Book Page	3480/1567
Instrument	2026463714

Lender

Name	NOTRE DAME FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 27, 2018
Property Address	8376 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Document Number	03198/1312
Book / Page	3198 / 1312
Map Reference	LB6 PG45
Instrument Date	Feb 22, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32183 28TH AVE, GOBLES, MI 49055-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 COLFAX AVE, BENTON HARBOR, MI 49022-6715

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Watervliet Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,800 (-4.25%)	$139,600 (-4.25%)
2025	$1,719.00 (+3%)	$72,900 (+49.69%)	$145,800 (+49.69%)
2024	$1,669.00 (+8.45%)
2023		$48,700	$97,400
2022	$1,539.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVLIET serves 2,735 people · EPA ID MI0006930
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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