8337 E Baldwin Ave, Watervliet, MI 49098 Property Records

Berrien County property record for 8337 E Baldwin Ave, Watervliet, MI 49098

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · built 1950
Lot Size	1.03 acres (44,946 sqft)
Owner	Individual Name on Record
Last Sale	$75,900 (Sep 2000)
Tax Bill	$1,609 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-4660-0177-01-7`

Property Details

APN / Parcel Number

Primary APN	`21-4660-0177-01-7`
Alternative APN	`11-21-4660-0177-01-7`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	44,946 sqft (1.03 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8337 E BALDWIN AVE
City	WATERVLIET
State	MI
Zip	49098-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOTS 20 & 21 BLK 17 LOVELAND HOMEACRES
Legal Subdivision	LOVELAND HOMEACRES
Legal Block	17
Legal Lot Number	20-21
Jurisdiction	BERRIEN MI
Township / Civil Division	WATERVLIET
Census Block Group	4
Census Block	4020
Census Tract	10300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8337 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED FEDERAL CREDIT UNION
Jul 13, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2000 · Amount on Record
Deed Sale	Sep 18, 2000 · Amount on Record
Prior Sale	Oct 2, 1997 · Amount on Record
Deed Book / Page	2078 / 535
Last Transfer Date	Jul 13, 2023
Transfer Doc	03407/3754
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 28, 2026
Property Address	8337 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Document Number	0000461948
Book / Page	3478 / 2097
Instrument Date	May 22, 2026
Instrument	2026461948
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	8337 E BALDWIN AVE, WATERVLIET, MI 49098-9312

Mortgage

Document Number	0000461948,
Date	May 28, 2026
Book Page	3478/2097
Instrument	2026461948

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 13, 2023
Property Address	8337 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Document Number	03407/3754
Book / Page	3407 / 3754
Instrument Date	Jun 13, 2023
Instrument	2023384586
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8337 E BALDWIN AVE, WATERVLIET, MI 49098-9312

Mortgage

Document Number	2023384690
Date	Jul 13, 2023
Instrument	2023384690

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 20, 2033

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Watervliet Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,900 (-2.11%)	$203,800 (-2.11%)
2025	$1,609.00 (+2.94%) Homeowner's exemption	$104,100 (+17.89%)	$208,200 (+17.89%)
2024	$1,563.00 (+7.35%)
2023		$88,300 (+40.38%)	$176,600 (+40.38%)
2022	$1,456.00 (+3.34%) Homeowner's exemption	$62,900	$125,800
2021	$1,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVLIET serves 2,735 people · EPA ID MI0006930
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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