8360 Valley View Rd, Custer, WA 98240 Property Records

Whatcom County property record for 8360 Valley View Rd, Custer, WA 98240

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,736 sqft · built 1975
Lot Size	4.78 acres (208,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Sep 2026)
Tax Bill	$6,159 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`400123-036351-0000`

Property Details

APN / Parcel Number

Primary APN	`400123-036351-0000`
Alternative APNs	`118081` `573712`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,736 sqft Living Area
Gross Area	3,336 sqft
1st Floor Area	1,636 sqft
Basement Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Siding Sheathing
Foundation Type	Concrete
Roof Material	Other
Lot Area	208,217 sqft (4.78 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	668 sqft
Patio Area	423 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	118081
Street Address	8360 VALLEY VIEW RD
City	CUSTER
State	WA
Zip	98240-9409
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R5A
Legal Description	S 1/2 NW SW NW-SUBJ TO POWER LI ESMT REC IN VOL 330-D-180 -AF 945484-LESS RD
Legal Range	01
Legal Township	40
Legal Section	23
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1043
Census Tract	10408

Owner

Source: Whatcom County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4715 SANDCASTLE DR, BLAINE, WA 98230-9691
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CREDIT UNION
Apr 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHATCOM EDUCATIONAL CU
Sep 14, 2021	Deed of Trust, Mortgage · FHA Mortgage WHATCOM EDUCATIONAL CU
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHATCOM EDUCATIONAL CU
Sep 21, 2020	Grant Deed, Transfer · Conventional with PMI WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Deed Document Number	202697
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	0000903429
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 1, 2026
Property Address	8360 VALLEY VIEW RD, CUSTER, WA 98240-9409
Document Number	0000000097
Instrument Date	Aug 31, 2026
Instrument	202697
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,501,668.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4715 SANDCASTLE DR, BLAINE, WA 98230-9691

Mortgage

Document Number	0000000098,
Date	Sep 1, 2026
Instrument	20260998

Lender

Name	WHATCOM EDUCATIONAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8360 VALLEY VIEW RD, CUSTER, WA 98240-9409
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401010
Date	Apr 15, 2024
Instrument	2024-0401010

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8360 VALLEY VIEW RD, CUSTER, WA 98240-9409
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210901967
Date	Sep 14, 2021
Instrument	2021-0901967

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8360 VALLEY VIEW RD, CUSTER, WA 98240-9409
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210400345
Date	Apr 2, 2021
Instrument	2021-0400345

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 21, 2020
Property Address	8360 VALLEY VIEW RD, CUSTER, WA 98240-9409
Document Number	2200903429
Instrument Date	Sep 18, 2020
Instrument	903429
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8360 VALLEY VIEW RD CUSTER WA 982409409, CUSTER, WA 98240-9409

Mortgage

Document Number	2200903430
Date	Sep 21, 2020
Instrument	903430

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,159.00 (+4.28%)
2025	$5,906.00 (+51.2%)	$818,125 (+41.45%) Land $332,901 Building $485,224	$818,125 (+41.45%) Land $332,901 Building $485,224
2022		$578,369 Land $244,052 Building $334,317	$578,369 Land $244,052 Building $334,317
2021	$3,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Pogozone powered by Neubeam Fixed Wireless	40 / 7

May also be available: AT&T, Ziply Fiber.

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