Polk County property record for 8353 Split Creek Cir, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 2002 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (Mar 2017) |
| Tax Bill | $1,813 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000892-000070 |
| Primary APN | 23-27-12-000892-000070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 1,910 sqft |
| 1st Floor Area | 1,530 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,238 sqft (0.258 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 320 sqft |
| Street Address | 8353 SPLIT CREEK CIR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-7246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDER BROOKE PB 115 PGS 13-14 LOT 7 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | WILDER BROOKE |
| Legal Tract | 892 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12203 |
Source: Polk County records · APN 23-27-12-000892-000070
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8353 SPLIT CREEK CIR, LAKELAND, FL 33809-7246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Apr 06, 2017 | Warranty Deed, Transfer · FHA Mortgage LANDMARK MORTGAGE & ASSOCIATES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2017 · Amount on Record |
| Deed Sale | Mar 01, 2017 · Amount on Record |
| Prior Sale | Dec 19, 2001 · Amount on Record |
| Deed Book / Page | 10111 / 802 |
| Prior Transfer Date | Dec 26, 2005 |
| Prior Transfer Doc | 0000064282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8353 SPLIT CREEK CIR, LAKELAND, FL 33809-7246 |
| Document Number | 0112780444 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8353 SPLIT CREEK CIR LAKELAND FL 338097246, LAKELAND, FL 33809-7246 |
| Document Number | 0112780444 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 011278/000444 |
| Instrument | 127544 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 24, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 06, 2017 |
| Property Address | 8353 SPLIT CREEK CIR, LAKELAND, FL 33809-7246 |
| Document Number | 0101110802 |
| Book / Page | 010111 / 000802 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 65446 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,022.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8353 SPLIT CREEK CIR LAKELAND FL 338097246, LAKELAND, FL 33809-7246 |
| Document Number | 101110803 |
|---|---|
| Date | Apr 06, 2017 |
| Book Page | 010111/000803 |
| Instrument | 65447 |
| Name | LANDMARK MORTGAGE & ASSOCIATES INC |
|---|---|
| Address | LAKELAND, FL 33801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,813.00 (-21.11%) Homeowner's exemption | $180,501 (+5.99%) | $249,769 (-8.31%) Land $58,000 Building $191,769 |
| 2023 | $2,298.00 (+4.84%) Homeowner's exemption | $170,305 (+3%) | $272,414 (+12.11%) Land $56,000 Building $216,414 |
| 2022 | $2,192.00 Homeowner's exemption | $165,345 | $242,998 Land $46,000 Building $196,998 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 221 locations within half a mile of this property.
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