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8345 Split Creek Cir, Lakeland, FL 33809 Property Records

Polk County property record for 8345 Split Creek Cir, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 2001
Lot Size0.254 acres (11,051 sqft)
Owner2 Individual Names on File
Tax Bill$930 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23-27-12-000892-000060

Property Details

APN / Parcel Number

Primary APN23-27-12-000892-000060
Alternative APNs
  • 122723000892000060
  • 22723000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,535 sqft Living Area
Gross Area1,935 sqft
1st Floor Area1,535 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area11,051 sqft (0.254 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area15 sqft
Patio Area64 sqft

Location & Zoning

Street Address8345 SPLIT CREEK CIR
CityLAKELAND
StateFL
Zip33809-7246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDER BROOKE PB 115 PGS 13-14 LOT 6
Legal Range23E
Legal Township27S
Legal Section12
Legal SubdivisionWILDER BROOKE
Legal Tract892
Legal Block2
Legal Lot Number6
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2000
Census Tract12203

Owner

Source: Polk County records · APN 23-27-12-000892-000060

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8345 SPLIT CREEK CIR, LAKELAND, FL 33809-7246
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address8345 SPLIT CREEK CIR, LAKELAND, FL 33809-7246
Transaction TypeMortgage
Record UpdatedMar 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058306
DateMar 08, 2021
Book Page11611/1686
Instrument2021058306
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term120 Months
DueMar 01, 2031

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$930.00 (-35.99%) Homeowner's exemption$112,158 (+5.99%)$239,694 (-7.43%) Land $58,000 Building $181,694
2023$1,453.00 (+6.84%) Homeowner's exemption$105,822 (+3%)$258,919 (+9.64%) Land $56,000 Building $202,919
2022$1,360.00 Homeowner's exemption$102,740$236,156 Land $46,000 Building $190,156

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Based on FCC filings for 221 locations within half a mile of this property.

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