8337 Split Creek Cir, Lakeland, FL 33809 Property Records

Polk County property record for 8337 Split Creek Cir, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,481 sqft · built 2003
Lot Size	0.254 acres (11,051 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2018)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-12-000892-000050`

Property Details

APN / Parcel Number

Primary APN	`23-27-12-000892-000050`
Alternative APNs	`122723000892000050` `22723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,481 sqft Living Area
Gross Area	1,881 sqft
1st Floor Area	1,481 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,051 sqft (0.254 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	86 sqft
Patio Area	64 sqft

Location & Zoning

Street Address	8337 SPLIT CREEK CIR
City	LAKELAND
State	FL
Zip	33809-7246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDER BROOKE PB 115 PGS 13-14 LOT 5
Legal Range	23E
Legal Township	27S
Legal Section	12
Legal Subdivision	WILDER BROOKE
Legal Tract	892
Legal Block	2
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2000
Census Tract	12203

Owner

Source: Polk County records · APN 23-27-12-000892-000050

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8337 SPLIT CREEK CIR, LAKELAND, FL 33809-7246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 31, 2018	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Jul 30, 2003 · Amount on Record
Deed Document Number	2018116126
Deed Book / Page	10501 / 1687
Prior Transfer Date	Jun 11, 2014
Prior Transfer Doc	0000101521
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8337 SPLIT CREEK CIR, LAKELAND, FL 33809-7246
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8337 SPLIT CREEK CIR, LAKELAND, FL 33809-7246

Mortgage

Document Number	0000151226
Date	Jun 02, 2022
Book Page	12280/817
Instrument	2022151226

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 31, 2018
Property Address	8337 SPLIT CREEK CIR, LAKELAND, FL 33809-7246
Document Number	0105011687
Book / Page	010501 / 001687
Instrument Date	May 30, 2018
Instrument	116126
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8337 SPLIT CREEK CIR LAKELAND FL 338097246, LAKELAND, FL 33809-7246

Mortgage

Document Number	105011688
Date	May 31, 2018
Book Page	010501/001688
Instrument	116127

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00 (-21.32%) Homeowner's exemption	$179,016 (+5.99%)	$238,881 (-7.39%) Land $58,000 Building $180,881
2023	$2,280.00 (+4.88%) Homeowner's exemption	$168,904 (+3%)	$257,955 (+10.06%) Land $56,000 Building $201,955
2022	$2,174.00 Homeowner's exemption	$163,984	$234,373 Land $46,000 Building $188,373

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 221 locations within half a mile of this property.

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