Polk County property record for 8350 Split Creek Cir, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,662 sqft · built 2003 |
| Lot Size | 0.263 acres (11,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jun 2025) |
| Tax Bill | $3,323 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000892-000250 |
| Primary APN | 23-27-12-000892-000250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| Gross Area | 2,082 sqft |
| 1st Floor Area | 1,662 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,443 sqft (0.263 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 140 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Street Address | 8350 SPLIT CREEK CIR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-7247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDER BROOKE PB 115 PGS 13-14 LOT 25 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | WILDER BROOKE |
| Legal Tract | 892 |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12203 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENDING 3 INC |
| Jan 12, 2026 | Correction Deed CAPSTONE TITLE LLC |
| Jun 30, 2025 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Nov 28, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 5, 2019 | Deed of Trust, Mortgage · VA Mortgage MUTUAL/OMAHA MTG LLC |
| Jul 5, 2019 | Deed of Trust, Mortgage · VA Mortgage MUTUAL/OMAHA MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Apr 8, 2016 · Amount on Record |
| Deed Document Number | 2025151186 |
| Deed Book / Page | 13603 / 346 |
| Prior Transfer Date | Mar 28, 2016 |
| Prior Transfer Doc | 0000062407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Document Number | 0000249734 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 11907/2083 |
| Instrument | 2021249734 |
| Name | LENDING 3 INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 12, 2026 |
| Property Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Document Number | 0000007774 |
| Book / Page | 13841 / 2076 |
| Map Reference | MB 115 PG 13&14 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 2026007774 |
| Record Updated | Jan 28, 2026 |
| Title Company | CAPSTONE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 30, 2025 |
| Property Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Document Number | 0000151186 |
| Book / Page | 13603 / 346 |
| Map Reference | MB 115 PG 13&14 |
| Instrument Date | Jun 12, 2025 |
| Instrument | 2025151186 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 TINDER CT, STAFFORD, VA 22554-8513 |
| Name | Verified Name |
|---|---|
| Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Document Number | 0013603348 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 13603/348 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Number | 0000151188 |
|---|---|
| Date | Jun 30, 2025 |
| Book Page | 13603/367 |
| Instrument | 2025151188 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 28, 2022 |
| Property Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Document Number | 0000306369 |
| Book / Page | 12495 / 834 |
| Map Reference | MB 115 PG 13&14 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 2022306369 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Document Number | 0109180414 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8350 SPLIT CREEK CIR LAKELAND FL 338097247, LAKELAND, FL 33809-7247 |
| Document Number | 0109180414 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 010918/000414 |
| Instrument | 155490 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8350 SPLIT CREEK CIR, LAKELAND, FL 33809-7247 |
| Document Number | 0109041867 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8350 SPLIT CREEK CIR LAKELAND FL 338097247, LAKELAND, FL 33809-7247 |
| Document Number | 0109041867 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 010904/001867 |
| Instrument | 145339 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,513 (-8.37%) Land $58,000 Building $177,513 | $235,513 (-8.37%) Land $58,000 Building $177,513 | |
| 2025 | $3,323.00 (+135.17%) | $257,033 (+130.13%) Land $58,000 Building $199,033 | $257,033 (-7.59%) Land $58,000 Building $199,033 |
| 2023 | $1,413.00 (-2.08%) Homeowner's exemption | $111,689 (+3%) | $278,157 (+9.95%) Land $56,000 Building $222,157 |
| 2022 | $1,443.00 Homeowner's exemption | $108,436 | $252,984 Land $46,000 Building $206,984 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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