835 Culpepper Rd, Carnesville, GA 30521 Property Records

Franklin County property record for 835 Culpepper Rd, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,856 sqft · built 1999
Lot Size	13 acres (566,280 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Mar 2021)
Tax Bill	$3,140 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`011-038-C`

Property Details

APN / Parcel Number

Primary APN	`011-038-C`
Alternative APN	`13761`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,856 sqft Heated Area
1st Floor Area	1,428 sqft
2nd Floor Area	1,428 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	566,280 sqft (13 acres)
Terrain	Rolling
Garage Area	400 sqft
Porch	Slab
Porch Area	152 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13761
Street Address	835 CULPEPPER RD
City	CARNESVILLE
State	GA
Zip	30521-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	13 ACRES CULPEPPER RD
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	3
Census Block	3055
Census Tract	890201

Owner

835 Culpepper Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Franklin County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	835 CULPEPPER RD, CARNESVILLE, GA 30521-3013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 16, 2021	Grant Deed, Transfer · Conventional Mortgage KELLER MTG
Mar 16, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Mar 21, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Mar 15, 2019 · Amount on File
Deed Document Number	2021318
Deed Book / Page	1440 / 264
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Recording Date	May 1, 2026
Property Address	835 CULPEPPER RD, CARNESVILLE, GA 30521-3013
Document Number	1735000346
Book / Page	1735 / 346
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 CULPEPPER RD, CARNESVILLE, GA 30521-3013

Mortgage

Document Number	1735000346,
Date	May 1, 2026
Book Page	1735/346

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 1, 2051

Interest

Rate	6.46%
Max Rate	-1%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Mar 16, 2021
Property Address	835 CULPEPPER RD, CARNESVILLE, GA 30521-3013
Document Number	0014400264
Book / Page	001440 / 000264
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Apr 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 CULPEPPER RD CARNESVILLE GA 305213013, CARNESVILLE, GA 30521-3013

Mortgage

Document Number	14400267
Date	Mar 16, 2021
Book Page	001440/000267

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN GA
Recording Date	Mar 16, 2021
Property Address	835 CULPEPPER RD, CARNESVILLE, GA 30521-3013
Document Number	0014400281
Book / Page	001440 / 000281
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Apr 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	835 CULPEPPER RD CARNESVILLE GA 305213013, CARNESVILLE, GA 30521-3013

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	835 CULPEPPER RD, CARNESVILLE, GA 30521-3013
Document Number	0013610305
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 CULPEPPER RD CARNESVILLE GA 305213013, CARNESVILLE, GA 30521-3013

Mortgage

Document Number	0013610305
Date	Oct 9, 2019
Book Page	001361/000305

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Mar 21, 2019
Property Address	835 CULPEPPER RD, CARNESVILLE, GA 30521-3013
Document Number	0013350207
Book / Page	001335 / 000207
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$160.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 CULPEPPER RD CARNESVILLE GA 305213013, CARNESVILLE, GA 30521-3013

Tax Assessment & Valuation

The 2025 property tax bill for 835 Culpepper Rd was $3,140 with a homeowner's exemption.

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,140.00 Homeowner's exemption	$176,038 Land $46,988 Building $129,050	$440,094 Land $117,470 Building $322,624
2023	$3,078.00 (+2.12%) Homeowner's exemption	$140,264 (+20.04%) Land $25,873 Building $114,391	$350,660 (+20.04%) Land $64,682 Building $285,978
2022	$3,014.00 Homeowner's exemption	$116,846 Land $12,958 Building $103,888	$292,117 Land $32,396 Building $259,721

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 835 Culpepper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 835 Culpepper Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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