511 Culpepper Rd, Carnesville, GA 30521 Property Records

Franklin County property record for 511 Culpepper Rd, Carnesville, GA 30521

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 900 sqft · built 1985
Lot Size	14.8 acres (644,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Apr 2017)
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-019`

Property Details

APN / Parcel Number

Primary APN	`012-019`
Alternative APN	`2778`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	900 sqft Heated Area
1st Floor Area	900 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1985
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	644,688 sqft (14.8 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	144 sqft
Utility Building	336 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2778
Street Address	511 CULPEPPER RD
City	CARNESVILLE
State	GA
Zip	30521-3012
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	UNZONED RURAL
Legal Description	14.80 ACRES CULPEPPER RD
Legal Subdivision	WAYNE TILSON SURV
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	3
Census Block	3055
Census Tract	890201

Owner

Source: Franklin County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 CULPEPPER RD, CARNESVILLE, GA 30521-3012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 10, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Prior Sale	Jun 21, 2011 · Amount on Record
Deed Document Number	0000142565
Deed Book / Page	1425 / 65
Last Transfer Date	Apr 10, 2017
Transfer Doc	0012580065
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	511 CULPEPPER RD, CARNESVILLE, GA 30521-3012
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CULPEPPER RD, CARNESVILLE, GA 30521-3012

Mortgage

Document Number	0000001514/0000000169
Date	Apr 7, 2022
Book Page	0000001514/0000000169

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Apr 10, 2017
Property Address	511 CULPEPPER RD, CARNESVILLE, GA 30521-3012
Document Number	0012580065
Book / Page	001258 / 000065
Instrument Date	Apr 3, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2382 CUMMING GA 300286503, CUMMING, GA 30028-6503

Mortgage

Document Number	12580067
Date	Apr 10, 2017
Book Page	001258/000067

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CLEVELAND, GA 30528-1253

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,692.00 (+39.37%)	$73,241 (+55.65%) Land $51,996 Building $21,245	$183,103 (+55.65%) Land $129,990 Building $53,113
2023	$1,214.00 (+14.74%)	$47,056 (+14.74%) Land $28,491 Building $18,564	$117,639 (+14.74%) Land $71,228 Building $46,411
2022	$1,058.00	$41,010 Land $23,954 Building $17,056	$102,526 Land $59,885 Building $42,641

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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