834 Saint Clair St, Lapeer, MI 48446 Property Records

Lapeer County property record for 834 Saint Clair St, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,134 sqft · built 1900
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Jan 2014)
Tax Bill$1,020 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNL20-45-200-040-00

Property Details

APN / Parcel Number

Primary APNL20-45-200-040-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,134 sqft Living Area
1st Floor Area846 sqft
Basement Area736 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions82 ft deep x 76 ft wide
Garage Area200 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address834 SAINT CLAIR ST
CityLAPEER
StateMI
Zip48446-2079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF LAPEER ORIGINAL PLAT NW 1/4 BLK 15 S 1/2 0F W 81.67 FT OF LOT 4 & W 81.67 FT OF LOT 5
Legal SubdivisionCITY OF LAPEER ORIGINAL
Legal Block15
Legal Lot Number4-5
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group2
Census Block2021
Census Tract337500

Owner

Source: Lapeer County records · APN L20-45-200-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address834 SAINT CLAIR ST, LAPEER, MI 48446-2079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 05, 2019Deed of Trust, Mortgage
CASON HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2014 · Amount on Record
Deed SaleJan 07, 2014 · Amount on Record
Prior SaleOct 06, 2010 · Amount on Record
Deed Book / Page2688 / 620
Prior Transfer DateDec 17, 2009
Prior Transfer Doc0024260415
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address834 SAINT CLAIR ST, LAPEER, MI 48446-2079
Transaction TypeMortgage
Record UpdatedNov 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address834 SAINT CLAIR ST, LAPEER, MI 48446-2079

Mortgage

Document Number0033170678
DateSep 22, 2022
Book Page3317/678
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 08, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address834 SAINT CLAIR ST, LAPEER, MI 48446-2079
Instrument DateDec 05, 2019
Transaction TypeMortgage
Record UpdatedFeb 06, 2020
Title CompanyASK SERVICES INC, ASK SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 RIVERVIEW DR LAPEER MI 484467631, LAPEER, MI 48446-7631

Mortgage

Document Number30690616
DateDec 23, 2019
Book Page003069/000616
Lender
NameCASON HM LNS
TypeFunding / Finance Company
AddressPALM BEACH GARDENS, FL 33408
Agreement
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,020.00 (-31.41%) Homeowner's exemption$73,800 (+11.65%)$147,600 (+11.65%)
2024$1,487.00 (+10.48%)
2023$66,100$132,200
2022$1,346.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (2009)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2009, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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