734 Saint Clair St, Lapeer, MI 48446 Property Records

Lapeer County property record for 734 Saint Clair St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,313 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Feb 2023)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L20-44-600-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-44-600-040-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,313 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	384 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	734 SAINT CLAIR ST
City	LAPEER
State	MI
Zip	48446-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER ORIGINAL PLAT NW 1/4 LOTS 4 & 5, BLK 14
Legal Subdivision	CITY OF LAPEER ORIGINAL
Legal Block	14
Legal Lot Number	4-5
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2020
Census Tract	337500

Owner

Source: Lapeer County assessment roll, as of August 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	734 SAINT CLAIR ST, LAPEER, MI 48446-2063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	Oct 18, 2016 · Amount on Record
Deed Book / Page	3337 / 590
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 14, 2023
Property Address	734 SAINT CLAIR ST, LAPEER, MI 48446-2063
Document Number	0033370590
Book / Page	3337 / 590
Map Reference	LB D PG 1
Instrument Date	Feb 3, 2023
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 SAINT CLAIR ST, LAPEER, MI 48446-2063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 SAINT CLAIR ST, LAPEER, MI 48446-2063

Mortgage

Document Number	0003337592
Date	Feb 14, 2023
Instrument	3337/592

Lender

Name	SECURITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,698.00 (+13.96%) Homeowner's exemption	$86,800 (+3.21%)	$173,600 (+3.21%)
2023		$84,100	$168,200
2022	$1,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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