1040 Saint Clair St, Lapeer, MI 48446 Property Records

Lapeer County property record for 1040 Saint Clair St, Lapeer, MI 48446 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1922
Square Footage	1,288 sqft Living Area
Lot Size	5,140 sqft (0.118 acres)
Occupancy	Owner Occupied
Last Sale	$78,000 (2020)
Tax Bill	$1,080.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`L20-46-700-040-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,288 sqft Living Area
1st Floor	1,288 sqft 1st Floor
Basement Area	792 sqft Basement
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Ranch Style
Lot Area	5,140 sqft (0.118 acres)
Depth X Width	75 ft x 68.7 ft Depth x Width
Garage Area	260 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1040 SAINT CLAIR ST
City	LAPEER
State	MI
Zip	48446-1941
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITY OF LAPEER ORIGINAL PLAT NW 1/4 BLK 17 W 68.7 FT OF LOT 5 & W 68.7 FT OF S 1/2 OF LOT 4
Legal Subdivision	CITY OF LAPEER ORIGINAL
Legal Block	17
Legal Lot Number	4-5
Jurisdiction	LAPEER MI
Minor Civil Division	LAPEER
Census Blockgroup	1
Census Block	1018
Census Tract	337000

Owner

Source: Lapeer County records · APN L20-46-700-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 SAINT CLAIR ST, LAPEER, MI 48446-1941
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Jul 11, 2016 · Amount on Record
Deed Book / Page	3118 / 89
Record Refreshed	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 30, 2020
Property Address	1040 SAINT CLAIR ST, LAPEER, MI 48446-1941
Document Number	0031180089
Book / Page	003118 / 000089
Instrument Date	Jun 29, 2020
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	TITLE PARTNERS

Transaction

Amount	Amount Recorded
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	342 CHALLEN DR PITTSBURGH PA 152364559, PITTSBURGH, PA 15236-4559

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,080.00 (-24.16%) Homeowner's exemption	$80,000 (+27.59%)	$160,000 (+27.59%)
2023		$62,700	$125,400
2022	$1,424.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.