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638 Saint Clair St, Lapeer, MI 48446 Property Records

Lapeer County property record for 638 Saint Clair St, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,120 sqft · built 2008
Lot Size0.075 acres (3,267 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Apr 2022)
Tax Bill$1,802 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Dec 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APNL20-44-000-040-00

Property Details

APN / Parcel Number

Primary APNL20-44-000-040-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,120 sqft Living Area
1st Floor Area730 sqft
Basement Area730 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area3,267 sqft (0.075 acres)
Lot Dimensions61.5 ft deep x 53 ft wide
Garage Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address638 SAINT CLAIR ST
CityLAPEER
StateMI
Zip48446-2062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF LAPEER ORIGINAL PLAT NW 1/4 S 11.5 FT OF W 53 FT OF LOT 4 & W 53 FT OF LOT 5, BLK 13 (L=1 P=73 SEC 5, T7N-R10E)
Legal Range10E
Legal Township07N
Legal Section05
Legal SubdivisionCITY OF LAPEER ORIGINAL
Legal Block13
Legal Lot Number4-5
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group2
Census Block2019
Census Tract337500

Owner

Source: Lapeer County records · APN L20-44-000-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address638 SAINT CLAIR ST, LAPEER, MI 48446-2062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Deed, Transfer · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Dec 30, 2019Court-Ordered Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleDec 30, 2019 · Amount on Record
Deed Document Number2022
Deed Book / Page3290 / 731
Record UpdatedSep 20, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionLAPEER MI
Recording DateApr 29, 2022
Property Address638 SAINT CLAIR ST, LAPEER, MI 48446-2062
Document Number0032900731
Book / Page3290 / 731
Map ReferenceLB D PG 1
Instrument DateMar 15, 2022
Transaction TypeTransfer
Record UpdatedJun 02, 2022
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,462.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3043 TOWNSGATE RD # 200, 3043, WESTLAKE VILLAGE, CA 91361-3027

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 SAINT CLAIR ST, LAPEER, MI 48446-2062

Mortgage

Document Number0003290736
DateApr 29, 2022
Instrument3290/736
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

December 2019: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionLAPEER MI
Recording DateDec 30, 2019
Property Address638 SAINT CLAIR ST, LAPEER, MI 48446-2062
Document Number0030700414
Book / Page003070 / 000414
Instrument DateDec 18, 2019
Transaction TypeForeclosure
Record UpdatedFeb 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$900.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3043 TOWNSGATE RD #200 WESTLAKE VILLAGE CA 913613027, 200, WESTLAKE VILLAGE, CA 91361-3027
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,802.00 (+11.17%) Homeowner's exemption$92,100 (+3.83%)$184,200 (+3.83%)
2023$88,700$177,400
2022$1,621.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (2009)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2009, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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