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833 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 833 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2008
Square Footage2,033 sqft Heated Area
Lot Size8,756 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2021)
Tax Bill$5,434.00 (2025)

Property Details

APN / Parcel Number

Primary APN143060
Alternative APN
  • 142630006300013480

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,033 sqft Heated Area
Gross Area2,875 sqft Gross Area
1st Floor2,033 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2008
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,756 sqft (0.201 acres)
Depth X Width125 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage

Exterior Amenities

Pool Area220 sqft Pool
FenceFence
Deck Area929 sqft Deck
PorchFinished/Screened Porch
Porch Area401 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number143060
Street Address833 SENECA TRL
CitySAINT CLOUD
StateFL
Zip34772-7783
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PH 7 PB 18 PG 183-184 LOT 348
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Phase7
Legal Tract63
Legal Block1
Legal Lot Number348
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1017
Census Tract43303

Owner

Source: Osceola County records · APN 143060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address833 SENECA TRL, SAINT CLOUD, FL 34772-7783
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Warranty Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
Jul 27, 2017Deed of Trust, Mortgage · Line of Credit
PARTNERS FCU
Jun 21, 2018Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Prior SaleOct 21, 2015 · Amount on Record
Deed Doc Number2021183781
Deed Book / Page6095 / 2167
Record RefreshedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 29, 2021
Property Address833 SENECA TRL, SAINT CLOUD, FL 34772-7783
Document Number0060952167
Book / Page6095 / 2167
Map ReferenceMB 18 PG 183
Instrument DateNov 22, 2021
Instrument2021183781
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address833 SENECA TRL, 833, SAINT CLOUD, FL 34772-7783

Transferred To (Grantee/Buyer)

NameVerified Name
Address833 SENECA TRL, SAINT CLOUD, FL 34772-7783

Mortgage

Document Number0060952169
DateNov 29, 2021
Instrument6095/2169
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address833 SENECA TRL, SAINT CLOUD, FL 34772-7783
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051851393
DateJul 27, 2017
Book Page5185/1393
Instrument2017108866
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 26, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address833 SENECA TRL, SAINT CLOUD, FL 34772-7783
Document Number0054331806
Instrument DateJun 21, 2018
Transaction TypeMortgage
Record UpdatedDec 06, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address833 SENECA TRL ST CLOUD FL 347727783, ST CLOUD, FL 34772-7783

Mortgage

Document Number0054331806
DateNov 14, 2018
Book Page005433/001806
Instrument168663
Lender
NameFRANKLIN AMERICAN MTG
TypeMortgage Company
AddressEWING, NJ 08618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2048
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,434.00 (+5.97%) Homeowner's exemption$346,496 (+5.99%)$372,500 (-3.9%) Land $78,000 Building $294,500
2023$5,128.00 (+12.58%) Homeowner's exemption$326,924 (+10.86%)$387,600 (+31.43%) Land $60,000 Building $327,600
2022$4,555.00 Homeowner's exemption$294,900 Land $55,000 Building $239,900$294,900 Land $55,000 Building $239,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,205 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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