820 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 820 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,970 sqft Heated Area
Lot Size	8,756 sqft (0.201 acres)
Occupancy	Owner Occupied
Last Sale	$430,000 (2024)
Tax Bill	$5,581.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`143006`
Alternative APN	`142630006300012940`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,970 sqft Heated Area
Gross Area	2,995 sqft Gross Area
1st Floor Area	1,970 sqft 1st Floor
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Finished
Garage Area	684 sqft Garage
Porch	Open Porch
Porch Area	341 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	143006
Street Address	820 SENECA TRL
City	SAINT CLOUD
State	FL
Zip	34772-7781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PH 7 PB 18 PG 183-184 LOT 294
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Phase	7
Legal Tract	63
Legal Block	1
Legal Lot Number	294
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43303

Owner

Source: Osceola County records · APN 143006

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	820 SENECA TRL, SAINT CLOUD, FL 34772-7781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2024 · Amount on Record
Deed Sale	Dec 05, 2024 · Amount on Record
Prior Sale	Oct 07, 2010 · Amount on Record
Deed Document Number	2024153256
Deed Book / Page	6705 / 2385
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,581.00 (+181.16%) Homeowner's exemption	$354,700 (+132.79%) Land $78,000 Building $276,700	$354,700 (-4.42%) Land $78,000 Building $276,700
2023	$1,985.00 (+4.14%) Homeowner's exemption	$152,367 (+3%)	$371,100 (+24.32%) Land $60,000 Building $311,100
2022	$1,906.00 Homeowner's exemption	$147,930	$298,500 Land $55,000 Building $243,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.