Osceola County property record for 821 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,982 sqft Heated Area |
| Lot Size | 8,799 sqft (0.201 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $272,000 (2017) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 143062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,982 sqft Heated Area |
| Gross Area | 3,699 sqft Gross Area |
| 1st Floor | 2,466 sqft 1st Floor |
| Upper Floors | 516 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,799 sqft (0.201 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Pool Area | 560 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 1,785 sqft Deck |
| Porch | Finished/Screened Porch |
| Porch Area | 255 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 143062 |
|---|---|
| Street Address | 821 SENECA TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7783 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PH 7 PB 18 PG 183-184 LOT 350 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Phase | 7 |
| Legal Tract | 63 |
| Legal Block | 1 |
| Legal Lot Number | 350 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 43303 |
Source: Osceola County records · APN 143062
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 821 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEWREZ LLC |
| Jan 04, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEWREZ LLC |
| Sep 13, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on Record |
| Deed Sale | Sep 13, 2017 · Amount on Record |
| Prior Sale | Oct 01, 2010 · Amount on Record |
| Deed Doc Number | 2017129669 |
| Deed Book / Page | 5207 / 0396 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 821 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 821 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Document Number | 0060890271 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 6089/271 |
| Instrument | 2021178881 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 821 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 821 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Document Number | 0058631018 |
|---|---|
| Date | Jan 04, 2021 |
| Book Page | 5863/1018 |
| Instrument | 2021000077 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 13, 2017 |
| Property Address | 821 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Document Number | 0052070396 |
| Book / Page | 5207 / 0396 |
| Map Reference | MB18 PG183&184 |
| Instrument Date | Sep 06, 2017 |
| Instrument | 2017129669 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIDELITY NATL TITLE FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,904.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 SEMINARY ST, 200, PENNSBURG, PA 18073-1815 |
| Name | Verified Name |
|---|---|
| Address | 821 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Document Number | 0052070398 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 5207/0398 |
| Instrument | 2017129670 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $337,794 (+5.99%) | $462,200 (-2.9%) Land $78,000 Building $384,200 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $318,714 (+20.88%) | $476,000 (+37.77%) Land $60,000 Building $416,000 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $263,665 | $345,500 Land $55,000 Building $290,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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