Osceola County property record for 832 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,870 sqft Heated Area |
| Lot Size | 8,756 sqft (0.201 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $419,500 (2025) |
| Tax Bill | $7,680.00 (2025) |
| Primary APN | 143008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,870 sqft Heated Area |
| Gross Area | 2,498 sqft Gross Area |
| 1st Floor | 1,870 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,756 sqft (0.201 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 444 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 184 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 143008 |
|---|---|
| Street Address | 832 SENECA TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7781 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PH 7 PB 18 PG 183-184 LOT 296 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Phase | 7 |
| Legal Tract | 63 |
| Legal Block | 1 |
| Legal Lot Number | 296 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
Source: Osceola County records · APN 143008
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4874 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Aug 09, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Aug 09, 2021 |
| Deed Doc Number | 2025130625 |
| Deed Book / Page | 6868 / 1505 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 21, 2025 |
| Property Address | 832 SENECA TRL, SAINT CLOUD, FL 34772-7781 |
| Document Number | 0068681505 |
| Book / Page | 6868 / 1505 |
| Map Reference | MB 18 PG 183&184 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025130625 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,936.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2494 PEACE OF MIND AVE, KISSIMMEE, FL 34744-6530 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4874 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864 |
| Document Number | 0068681507 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 6868/1507 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 09, 2021 |
| Property Address | 832 SENECA TRL, SAINT CLOUD, FL 34772-7781 |
| Document Number | 0060181982 |
| Book / Page | 6018 / 1982 |
| Map Reference | MB 18 PG 183&184 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021122660 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 832 SENECA TRL, 832, SAINT CLOUD, FL 34772-7781 |
| Name | Verified Name |
|---|---|
| Address | 832 SENECA TRL, SAINT CLOUD, FL 34772-7781 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,680.00 (+70.89%) Homeowner's exemption | $302,609 (+2.9%) | $329,700 (-3.26%) Land $78,000 Building $251,700 |
| 2024 | $4,494.00 (+2.53%) Homeowner's exemption | $294,081 (+3%) | $340,800 (-0.64%) Land $75,000 Building $265,800 |
| 2023 | $4,383.00 (+3.47%) Homeowner's exemption | $285,516 (+3%) | $343,000 (+23.74%) Land $60,000 Building $283,000 |
| 2022 | $4,236.00 Homeowner's exemption | $277,200 Land $55,000 Building $222,200 | $277,200 Land $55,000 Building $222,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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