833 Kelsey Ct, Merced, CA 95348 Property Records

Merced County property record for 833 Kelsey Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,202 sqft · built 2023
Lot Size	0.211 acres (9,169 sqft)
Owner	2 Individual Names on File
Last Sale	$588,000 (Jul 2023)
Tax Bill	$7,854 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`224-310-007-000`

Property Details

APN / Parcel Number

Primary APN	`224-310-007-000`
Alternative APN	`224-310-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,202 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	9,169 sqft (0.211 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	224-310-007
Street Address	833 KELSEY CT
City	MERCED
State	CA
Zip	95348-8582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BELLEVUE RANCH WEST, VILLAGE 18A, PH 1
Legal Subdivision	5377 BELLEVUE RANCH WEST PH 1
Legal Lot Number	7
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1000
Census Tract	1007

Owner

Source: Merced County assessment roll, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	833 KELSEY CT, MERCED, CA 95348-8582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN ONE LLC
Sep 10, 2021	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Jul 26, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	202317196
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Apr 9, 2026
Property Address	833 KELSEY CT, MERCED, CA 95348-8582
Document Number	0000009007
Instrument Date	Feb 6, 2026
Instrument	20269007
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	833 KELSEY CT, MERCED, CA 95348-8582

Mortgage

Document Number	0000009007,
Date	Apr 9, 2026
Instrument	20269007

Lender

Name	LOAN ONE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.16%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	833 KELSEY CT, MERCED, CA 95348-8582
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040632
Date	Sep 10, 2021
Instrument	2021040632

Lender

Name	US BANK NA
Type	Bank
Address	FRESNO, CA 93720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 26, 2023
Property Address	833 KELSEY CT, MERCED, CA 95348-8582
Document Number	0000017196
Map Reference	VOL 83 PG 47-50
Instrument Date	Jul 8, 2023
Instrument	2023017196
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	833 KELSEY CT, MERCED, CA 95348-8582

Mortgage

Document Number	0000017197
Date	Jul 26, 2023
Instrument	2023017197

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,854.00 (+5.27%) Homeowner's exemption	$599,760 (+434.41%) Land $107,100 Building $492,660
2024	$7,461.00 (+210.49%)
2023	$2,403.00 (+325.31%)	$112,228 Land $67,228 Building $45,000
2022	$565.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ayera Technologies, Cal.net.

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