825 Kelsey Ct, Merced, CA 95348 Property Records

Merced County property record for 825 Kelsey Ct, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,745 sqft · built 2023
Lot Size0.128 acres (5,554 sqft)
OwnerCompany Name on Record
Last Sale$517,000 (Jul 2023)
Tax Bill$7,125 (2025)
Deeds & MortgagesSep 2021 Construction Loan
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN224-310-008-000

Property Details

APN / Parcel Number

Primary APN224-310-008-000
Alternative APN
  • 224-310-008

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,745 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,554 sqft (0.128 acres)
Parking Spaces2 Parking Spaces
Patio Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number224-310-008
Street Address825 KELSEY CT
CityMERCED
StateCA
Zip95348-8582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BELLEVUE RANCH WEST, VILLAGE 18A, PH 1
Legal Subdivision5377 BELLEVUE RANCH WEST VILLA
Legal Lot Number8
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1000
Census Tract1007

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5934 REMER TER, FREMONT, CA 94555-3630
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Construction Mortgage
US BANK NA
Jul 7, 2023Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2023 · Amount on Record
Deed SaleJul 7, 2023 · Amount on Record
Deed Document Number202315461
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address825 KELSEY CT, MERCED, CA 95348-8582
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040632
DateSep 10, 2021
Instrument2021040632
Lender
NameUS BANK NA
TypeBank
AddressFRESNO, CA 93720
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJul 7, 2023
Property Address825 KELSEY CT, MERCED, CA 95348-8582
Document Number0000015461
Map ReferenceVOL 83 PG 47-50
Instrument DateJun 13, 2023
Instrument2023015461
Transaction TypeTransfer
Record UpdatedAug 7, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5934 REMER TER, FREMONT, CA 94555-3630

Mortgage

Document Number0000015462
DateJul 7, 2023
Instrument2023015462
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$442,500 (-16.04%) Land $120,000 Building $322,500
2025$7,125.00 (+23.16%)$527,010 (+23.36%) Land $107,100 Building $419,910
2023$5,785.00 (+923.89%)$427,228 Land $67,228 Building $360,000
2022$565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Ayera Technologies, Cal.net.

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