824 Kelsey Ct, Merced, CA 95348 Property Records

Merced County property record for 824 Kelsey Ct, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,202 sqft · built 2023
Lot Size0.122 acres (5,316 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (Dec 2023)
Tax Bill$7,819 (2025)
Deeds & MortgagesDec 2023 Transfer
Dec 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN224-310-003-000

Property Details

APN / Parcel Number

Primary APN224-310-003-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,202 sqft Living Area

Exterior

Year BuiltBuilt 2023
Lot Area5,316 sqft (0.122 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address824 KELSEY CT
CityMERCED
StateCA
Zip95348-8582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BELLEVUE RANCH WEST, VILLAGE 18A, PH 1
Legal Lot Number3
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1000
Census Tract1007

Owner

Source: Merced County records · APN 224-310-003-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address25172 BUCKSKIN DR, LAGUNA HILLS, CA 92653-5739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 15, 2023Grant Deed, Transfer · Conventional Mortgage
PNC BANK NA
Sep 10, 2021Deed of Trust, Mortgage · Construction Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2023 · Amount on Record
Deed SaleDec 15, 2023 · Amount on Record
Prior SaleDec 15, 2023
Deed Document Number2023031518
Record UpdatedJun 08, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateDec 15, 2023
Property Address824 KELSEY CT, MERCED, CA 95348-8582
Document Number0000031517
Map ReferenceVOL 83 PG 47-50
Instrument DateDec 13, 2023
Instrument2023031517
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25172 BUCKSKIN DR, LAGUNA HILLS, CA 92653-5739

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateDec 15, 2023
Property Address824 KELSEY CT, MERCED, CA 95348-8582
Document Number0000031518
Map ReferenceVOL 83 PG 47-50
Instrument DateDec 01, 2023
Instrument2023031518
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address25172 BUCKSKIN DR, LAGUNA BEACH, CA 92653-5739

Mortgage

Document Number0000031519
DateDec 15, 2023
Instrument2023031519
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address824 KELSEY CT, MERCED, CA 95348-8582
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040632
DateSep 10, 2021
Instrument2021040632
Lender
NameUS BANK NA
TypeBank
AddressFRESNO, CA 93720
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$7,819.00 (+80.37%) Homeowner's exemption$596,700 (+104.19%) Land $112,200 Building $484,500
2023$4,335.00 (+667.26%)$292,228 Land $67,228 Building $225,000
2022$565.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Ayera Technologies, Cal.net.

Based on FCC filings for 76 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MERCED
serves 96,073 people
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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