Merced County property record for 816 Kelsey Ct, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 2023 |
| Lot Size | 0.127 acres (5,522 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $489,000 (Jan 2024) |
| Tax Bill | $6,813 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Sep 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-310-002-000 |
| Primary APN | 224-310-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,616 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,522 sqft (0.127 acres) |
| Parking Spaces | 1 Parking Space |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 224-310-002 |
|---|---|
| Street Address | 816 KELSEY CT |
| City | MERCED |
| State | CA |
| Zip | 95348-8582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BELLEVUE RANCH WEST, VILLAGE 18A, PH 1 |
| Legal Subdivision | 5377 BELLEVUE RANCH WEST VILLA |
| Legal Lot Number | 2 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1007 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 25172 BUCKSKIN DR, LAGUNA HILLS, CA 92653-5739 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 26, 2024 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Sep 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Deed Document Number | 20241900 |
| Last Transfer Date | Aug 12, 2024 |
| Transfer Doc | 0000001061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 26, 2024 |
| Property Address | 816 KELSEY CT, MERCED, CA 95348-8582 |
| Document Number | 0000001900 |
| Map Reference | VOL 83 PG 47-50 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 2024001900 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 25172 BUCKSKIN DR, LAGUNA HILLS, CA 92653-5739 |
| Document Number | 0000001901 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2024001901 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Feb 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 816 KELSEY CT, MERCED, CA 95348-8582 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000040632 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021040632 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FRESNO, CA 93720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $508,755 (+2%) Land $124,848 Building $383,907 | |
| 2025 | $6,813.00 (+190.04%) | $498,780 (+365.16%) Land $122,400 Building $376,380 |
| 2023 | $2,349.00 (+315.75%) | $107,228 Land $67,228 Building $40,000 |
| 2022 | $565.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ayera Technologies, Cal.net.
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