Onslow County property record for 832 Mill River Rd, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,312 sqft · built 1986 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (May 2026) |
| Tax Bill | $1,008 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 325C-69 |
| Primary APN | 325C-69 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490031641 |
|---|---|
| Street Address | 832 MILL RIVER RD |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L17 S2A WEST RIVER |
| Legal Subdivision | WEST RIVER SEC 2-A |
| Legal Lot Number | 17 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 306 |
832 Mill River Rd is owned and occupied by an individual who bought it in May 2026.
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 832 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer · VA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| May 30, 2023 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on File |
| Deed Sale | May 28, 2026 · Amount on File |
| Prior Sale | May 30, 2023 · Amount on File |
| Deed Book / Page | 6601 / 533 |
| Prior Transfer Date | Dec 11, 2014 |
| Prior Transfer Doc | 0042370621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 28, 2026 |
| Property Address | 832 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 6601000533 |
| Book / Page | 6601 / 533 |
| Instrument Date | May 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 832 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 6601000537, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 6601/537 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 30, 2023 |
| Property Address | 832 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0059720209 |
| Book / Page | 5972 / 209 |
| Map Reference | MB 22 PG 229 |
| Instrument Date | May 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 832 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0005972212 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 5972-212 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2026 property tax bill for 832 Mill River Rd was $1,008.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,008.00 | $227,152 (+47.46%) Land $58,500 Building $168,652 | $227,152 (+47.46%) Land $58,500 Building $168,652 |
| 2025 | $1,008.00 | $154,041 Land $35,000 Building $119,041 | $154,041 Land $35,000 Building $119,041 |
| 2023 | $1,008.00 | $154,041 Land $35,000 Building $119,041 | $154,041 Land $35,000 Building $119,041 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 832 Mill River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 832 Mill River Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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