829 Mill River Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 829 Mill River Rd, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,259 sqft · built 1985
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Dec 2021)
Tax Bill$1,026 (2026)
Deeds & MortgagesMar 2026 Transfer
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN325C-50

Property Details

APN / Parcel Number

Primary APN325C-50
Alternative APNs
  • 490030002
  • 481359000
  • 042664

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,259 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number490030002
Street Address829 MILL RIVER RD
CityJACKSONVILLE
StateNC
Zip28540-9564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL58 S1 WEST RIVER
Legal SubdivisionWEST RIVER SEC 1 (R)
Legal Lot Number58
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group3
Census Block3004
Census Tract306

Owner

829 Mill River Rd is owned and occupied by an individual who acquired it in March 2026.

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address829 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Quit Claim Deed, Transfer
Quitclaim
Jun 3, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Dec 21, 2021Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2021 · Amount on File
Deed SaleDec 21, 2021 · Amount on File
Prior SaleJun 29, 2009 · Amount on File
Deed Book / Page5650 / 273
Last Transfer DateMar 20, 2026
Transfer Doc6552000943
Record UpdatedOct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONSLOW NC
Recording DateMar 23, 2026
Property Address829 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0065520943
Book / Page6552 / 943
Map ReferenceMB 22 PG 94 SL B-362
Instrument DateMar 20, 2026
Transaction TypeTransfer
Record UpdatedApr 7, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address189 37 44TH AVE, FLUSHING, NY 11358

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 MILL RIVER RD, JACKSONVILLE, NC 28540-9564

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address829 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanyPOST SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054800253
DateJun 3, 2021
Book Page5480/253
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateDec 21, 2021
Property Address829 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0056500273
Book / Page5650 / 273
Map ReferenceMB 22 PG 94
Instrument DateNov 29, 2021
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 RIVER ST # NEIL, NEIL, JACKSONVILLE, NC 28540-4958

Mortgage

Document Number0005650277
DateDec 21, 2021
Instrument5650/277
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 829 Mill River Rd was $1,026.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,026.00$230,002 (+46.71%) Land $58,500 Building $171,502$230,002 (+46.71%) Land $58,500 Building $171,502
2025$1,026.00$156,775 Land $35,000 Building $121,775$156,775 Land $35,000 Building $121,775
2023$1,026.00$156,775 Land $35,000 Building $121,775$156,775 Land $35,000 Building $121,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 829 Mill River Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 829 Mill River Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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