Onslow County property record for 835 Mill River Rd, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,766 sqft · built 1986 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,500 (Apr 2021) |
| Tax Bill | $1,291 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jul 2023 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 325C-97 |
| Primary APN | 325C-97 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,766 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 471855000 |
|---|---|
| Street Address | 835 MILL RIVER RD |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L56A S2A WEST RIVER |
| Legal Subdivision | WEST RIVER SEC 2-A |
| Legal Lot Number | 56A |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 306 |
835 Mill River Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 835 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jul 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Apr 23, 2021 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| May 24, 2019 | Warranty Deed, Transfer NAVY FCU |
| Aug 9, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 8, 2018 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Mar 2, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on File |
| Deed Sale | Apr 23, 2021 · Amount on File |
| Prior Sale | May 24, 2019 · Amount on File |
| Deed Book / Page | 5443 / 831 |
| Prior Transfer Date | Feb 27, 2018 |
| Prior Transfer Doc | 0047450001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 835 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0065020547 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 6502/547 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 835 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0060040592 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 6004/592 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 23, 2021 |
| Property Address | 835 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0054430831 |
| Book / Page | 5443 / 831 |
| Map Reference | MB22PG229SLC-97 |
| Instrument Date | Apr 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $371.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 835 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0005443835 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 5443/835 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 24, 2019 |
| Property Address | 835 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0049520527 |
| Book / Page | 004952 / 000527 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 835 MILL RIVER RD JACKSONVILLE NC 285409564, JACKSONVILLE, NC 28540-9564 |
| Document Number | 49520531 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 004952/000531 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 9, 2018 |
| Property Address | 835 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0048240517 |
| Book / Page | 004824 / 000517 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8209 MARKET ST #A-130 WILMINGTON NC 284115000, A-130, WILMINGTON, NC 28411-5000 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 8, 2018 |
| Property Address | 835 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0047470389 |
| Book / Page | 004747 / 000389 |
| Instrument Date | Feb 27, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 2, 2018 |
| Property Address | 835 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0047450001 |
| Book / Page | 004745 / 000001 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $197.52 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 835 Mill River Rd was $1,291.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,291.00 | $285,875 Land $58,500 Building $227,375 | $285,875 Land $58,500 Building $227,375 |
| 2023 | $1,274.00 | $194,561 Land $35,000 Building $159,561 | $194,561 Land $35,000 Building $159,561 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 835 Mill River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 835 Mill River Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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