831 Mill River Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 831 Mill River Rd, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,243 sqft · built 1984
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Oct 2022)
Tax Bill$991 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN325C-49

Property Details

APN / Parcel Number

Primary APN325C-49
Alternative APNs
  • 0489864000
  • 137919002
  • 489864000
  • 042663

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,243 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialSiding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number489864000
Street Address831 MILL RIVER RD
CityJACKSONVILLE
StateNC
Zip28540-9564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL57 S1 WEST RIVER
Legal SubdivisionWEST RIVER SEC 1 (R)
Legal Lot Number57
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group3
Census Block3004
Census Tract306

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address831 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Deed Book / Page5855 / 214
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateOct 14, 2022
Property Address831 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0058550214
Book / Page5855 / 214
Map ReferenceMB22PG94SLB-362
Instrument DateOct 13, 2022
Transaction TypeTransfer
Record UpdatedOct 24, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 MILL RIVER RD, JACKSONVILLE, NC 28540-9564

Mortgage

Document Number0005855218
DateOct 14, 2022
Instrument5855-218
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$991.00$223,843 (+47.87%) Land $58,500 Building $165,343$223,843 (+47.87%) Land $58,500 Building $165,343
2023$991.00$151,378 Land $35,000 Building $116,378$151,378 Land $35,000 Building $116,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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