8315 Old River Rd, Philo, OH 43771 Property Records

Muskingum County property record for 8315 Old River Rd, Philo, OH 43771

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,618 sqft · built 2009
Lot Size	0.901 acres (39,248 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Jun 2014)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-60-17-25-000`

Property Details

APN / Parcel Number

Primary APN	`20-60-17-25-000`
Alternative APN	`018543-9`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,080 sqft
Attic	Attic
Attic Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	39,248 sqft (0.901 acres)
Lot Dimensions	234 ft deep x 135 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	120 sqft
Patio Area	144 sqft
Lean-To	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	018543-9
Street Address	8315 OLD RIVER RD
City	PHILO
State	OH
Zip	43771-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 7 & 8 MERRIAM #2 ADD 0.901A
Legal Subdivision	MERRIAM NO 2 SUB
Legal Lot Number	8
Jurisdiction	MUSKINGUM OH
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3002
Census Tract	912500

Owner

Source: Muskingum County records · APN 20-60-17-25-000

Assessment roll updated March 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1965 REMINGTON RDG, ZANESVILLE, OH 43701-7172
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 29, 2017	Deed of Trust, Mortgage · ARM CENTURY NATIONAL BANK
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Prior Sale	Nov 14, 2008 · Amount on Record
Deed Document Number	20145714
Deed Book / Page	2539 / 574
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	8315 OLD RIVER RD, PHILO, OH 43771-9769
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8315 OLD RIVER RD, PHILO, OH 43771-9769

Mortgage

Document Number	003191/546
Date	Mar 01, 2024
Book Page	3191/546

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	8315 OLD RIVER RD, PHILO, OH 43771-9769
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8315 OLD RIVER RD, PHILO, OH 43771-9769

Mortgage

Document Number	003131/799
Date	Mar 16, 2023
Book Page	3131/799

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	8315 OLD RIVER RD, PHILO, OH 43771-9769
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002743/564
Date	Aug 29, 2017
Book Page	2743/564
Instrument	201700008748

Lender

Name	CENTURY NATIONAL BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Sep 01, 2027
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	8315 OLD RIVER RD, PHILO, OH 43771-9769
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8315 OLD RIVER RD, PHILO, OH 43771-9769

Mortgage

Document Number	002955/528
Date	Nov 19, 2020
Book Page	2955/528

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Muskingum County records · Assessment roll updated March 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Harrison Township
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00 (+53.59%)	$90,895 (+50.99%) Land $14,070 Building $76,825
2024			$259,700 (+50.99%) Land $40,200 Building $219,500
2023	$1,866.00 Homeowner's exemption	$60,200 Land $10,115 Building $50,085
2021			$172,000 Land $28,900 Building $143,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	19 (1982–2026)
Claims Outside the SFHA	4 of 19
Most Recent Claim	May 2026
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 7 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ampersand Technologies.

Based on FCC filings for 29 locations within half a mile of this property.

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