Schoharie County and Seward Town property record for 831 Lowe Rd, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,311 sqft Living Area |
| Lot Size | 26,136 sqft (0.6 acres) |
| Garage | Detached, 360 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,387.00 (2025) |
| Primary APN | 434400 41.-3-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,311 sqft Living Area |
| 1st Floor | 839 sqft 1st Floor |
| Upper Floors | 472 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Exterior |
| Lot Area | 26,136 sqft (0.6 acres) |
| Depth X Width | 200 ft x 70 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 464 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 525J101028 |
|---|---|
| Street Address | 831 LOWE RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SEWARD |
| Census Blockgroup | 4 |
| Census Block | 4033 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records · APN 434400 41.-3-15
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 831 LOWE RD, COBLESKILL, NY 12043-6628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2009 |
| Transfer Doc | 0000000884/000000004 |
| Record Refreshed | Jun 08, 2026 |
Source: Schoharie County and Seward Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,387.00 (+45.85%) | $26,600 (-) Land $7,600 Building $19,000 | $64,878 (+21.95%) Land $18,537 Building $46,341 |
| 2023 | $26,600 Land $7,600 Building $19,000 | $53,200 Land $15,200 Building $38,000 | |
| 2020 | $951.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures